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#2
12-17-2007, 05:47 AM
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That may not be a good idea. Please do some research first. Often many of the consolidation or management programs are designed to help people who are having issues paying their bills. In the way they are paid they are dealt with usually after a default or heavy burden of some type. Handling it in this way would possibly change and/or lower your current credit score.
That said the only other thing would be to take out a large loan to pay everything off and then just pay the loan off. But...I personally don't think it is ever a good idea to take out a loan to pay off unsecured debt. __________________
If you think you can, you can...if you think you can't, your probably right... 
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#4
05-09-2009, 08:06 AM
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im not a big fan either of loans for unsecured debt, but alot of people do home equity lines of credit or some sort to help them make it easier, but i wouldnt advise it scince then your home is in jeopordy when before it was protected. so be vary cautious as to what decision you make.
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my blog about saving money during a recession, And my personal story about Provanta's debt settlement program and how it worked for my family
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