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 Posted: Fri Aug 03, 2007 8:44 pm Subject: Info needed on consolidating debts |
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I would like some information such as cost and how to go about consolidating debts.
For example, how much do you reduce the interest? Is it to 0%? How soon can I get started. Can you provide me with a contact number?
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babeamor
Joined: 03 Aug 2007
Posts: 1
Debtcc Points: 108
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| Posted: Fri Aug 03, 2007 11:39 pm Subject: |
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Have you signed up for the free credit counseling service through this site? A representative will call you with more details.
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joshua1987tree
Joined: 01 Jun 2007
Posts: 487
Debtcc Points: 7999
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| Posted: Sat Aug 04, 2007 10:00 am Subject: |
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Welcome to the Community  When you registered, if you filled out the box for the free credit counseling, someone will contact you. It is the weekend, so it will probably be next week. Here is a link that explains the benefits of debt consolidation at http://www.debtconsolidationcare.com/benefits.html it will give you an idea on the interest, etc. The cost will vary according to debt, income and other things. When you are talking about 0% interest, you may be talking about doing it yourself, which we have a section on. In some cases, the original creditor will drop or lower your interest if you will commit to a payment plan, they usually call it a hardship plan, or something to that effect. Ask questions, we are here to help!!.Karn
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As long as you are alive, there's always hope
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Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5441
Debtcc Points: 64120
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| Posted: Sat Aug 04, 2007 10:34 am Subject: |
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Are you currently in default in your payments? If you consider some professional assistance, a debt counselor will negotiate with your creditors and get lower interest rates from your credit companies. Most of the late fees will also be waived off from the total balance. If your accounts are in default for a long time, you might get the lowest rate possible from the creditors. The debt counselor will figure out your options. He will offer you different payment plans and help you in getting started with the program.
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mute805
Joined: 17 Oct 2006
Posts: 198
Debtcc Points: 3278
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