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My sister in law, who lives in NJ, spoke to someone in the Syosset, NY office. They have taken $250 from her every month since january but paid not one creditor. They are telling her that she hasn't given them "enough" money to pay any creditors. But they have over $2000 of her money, so I find this hard to believe. We used The Credit Card Foundation (TCCF, or godebtfree.com) to relieve our credit card debt and have constant contact with them, as well as a website to log in to see exactly where our payments went. She lives in NJ, the firm is in NY, and I'm afraid she has been scammed. Anyone familiar with this? I am going to call them with her tomorrow as she is very nervous, and not as well spoken as I am, and I mean that not in a nasty way, I love her like a sister, but she is not very worldly, and has no experience in handling things on her own, she never has. Any help on this would be greatly appreciated. And I HIGHLY recommend TCCF, they have been a God send to our family.

Posted: Thu Aug 28, 2008 1:28 am Subject:

I have found following information on Consumer Protetion Law Center in BBB: -

Posted: Thu Aug 28, 2008 6:42 am Subject:

Debt Options
godebtfree.com
3350 NW 53rd St # 101
Fort Lauderdale, FL 33309

They are members of the BBB and have a B- rating.

Georgian · Posted: Thu Aug 28, 2008 7:42 pm Subject: Consumer Protection Law Center

I was scammed by this company also. Never been scammed before. They took $1200 from me since March and did not pay any of my debts. I only have $450 in escrow but they promised to make a refund of the $450 and my last month's payment but to date nothing. The promise of a refund was 7 to 10 days from 8/13/08 and I called Wed 8/20 to find out the status and was told they couldn't release my money for a month because they are getting audited by the State of Florida.. I have a complaint in with the BBB. I never got talked into anything on the phone but what a smooth talker this guy was. My gut feeling was to hang up and I wind up agreeing to the debt service. I am now in more of a mess than I was when I started with them because of the added finance charges and late charges. If you get anywhere with them please let me know

Guest · Posted: Fri Sep 05, 2008 11:09 am Subject: I was ripped off

I made payments of $432.00/month for almost a year and ended up being sued by one of my creditors forscing me in to a bigger mess. Avoid them like the plague!

angelo defazio · Posted: Wed Sep 10, 2008 8:32 am Subject: cinsumer protection law center

If your having a problem with this company you should call 1-954-321-3388 that is who taking care of the problems, they are working for the attorney general office at this time, they can tell you about your fefund.

Tiare Boon · Posted: Thu Sep 18, 2008 12:24 pm Subject: Also having huge problems

I also agreed to paiyng 250 a month for 12 months. They actually went debited me 2 times after the term.... and have to date only settles one account.. which they say was a collection agancy.. but they cant tell me which account this was for. I was promised 2 months ago a refund of the 2 extra debits... and still nothing. A huge run around when I call. I've called many times.. and nothing,, emailed and nothing. I think I have been scammed too. and am jus trying to figure out what I can do. tboon@benchmarkmanagement.com

Ky · Posted: Sat Oct 04, 2008 4:53 pm Subject: Consumer Protection Law Center

We agreed with this company as well to negotiate and pay our debts. We were unaware of the ridiculous fees and mislead completely. We had been with the firm for 8 months, they debited a total of $3775.00 from our account. Thru the months we kept contact wit the firm concerned that creditor would not stop calling. They promised to take care of this, but the calls continued daily at home, work and cell phones. We would complain, but they said, letters were sent to them, it was illegal for them to continue, but they did. The creditors said, the firm never contacted them or would they work with them on anything. I started to get upset, but the company will not refund our $3775.00, only $700.00! I have contacted the BBB and the atty. general in NY where the company is located. We have not heard anything yet nor recieved ANY of our money back. We are in such a mess now and have to file chapter 13 to save ourselves. this company took our money as well and scammed us. I will fight to the end to get my refund! I have a call in as well to the number above, prqaying for help, that is alot of money for us. All we did was try to do the right thing and pay our debt with some help, but was taken advantage of.

Ky · Posted: Sat Oct 04, 2008 4:53 pm Subject: Consumer Protection Law Center

We agreed with this company as well to negotiate and pay our debts. We were unaware of the ridiculous fees and mislead completely. We had been with the firm for 8 months, they debited a total of $3775.00 from our account. Thru the months we kept contact wit the firm concerned that creditor would not stop calling. They promised to take care of this, but the calls continued daily at home, work and cell phones. We would complain, but they said, letters were sent to them, it was illegal for them to continue, but they did. The creditors said, the firm never contacted them or would they work with them on anything. I started to get upset, but the company will not refund our $3775.00, only $700.00! I have contacted the BBB and the atty. general in NY where the company is located. We have not heard anything yet nor recieved ANY of our money back. We are in such a mess now and have to file chapter 13 to save ourselves. this company took our money as well and scammed us. I will fight to the end to get my refund! I have a call in as well to the number above, prqaying for help, that is alot of money for us. All we did was try to do the right thing and pay our debt with some help, but was taken advantage of.

Ky · Posted: Sat Oct 04, 2008 4:53 pm Subject: Consumer Protection Law Center

We agreed with this company as well to negotiate and pay our debts. We were unaware of the ridiculous fees and mislead completely. We had been with the firm for 8 months, they debited a total of $3775.00 from our account. Thru the months we kept contact wit the firm concerned that creditor would not stop calling. They promised to take care of this, but the calls continued daily at home, work and cell phones. We would complain, but they said, letters were sent to them, it was illegal for them to continue, but they did. The creditors said, the firm never contacted them or would they work with them on anything. I started to get upset, but the company will not refund our $3775.00, only $700.00! I have contacted the BBB and the atty. general in NY where the company is located. We have not heard anything yet nor recieved ANY of our money back. We are in such a mess now and have to file chapter 13 to save ourselves. this company took our money as well and scammed us. I will fight to the end to get my refund! I have a call in as well to the number above, prqaying for help, that is alot of money for us. All we did was try to do the right thing and pay our debt with some help, but was taken advantage of.

Ky · Posted: Sat Oct 04, 2008 4:53 pm Subject: Consumer Protection Law Center

We agreed with this company as well to negotiate and pay our debts. We were unaware of the ridiculous fees and mislead completely. We had been with the firm for 8 months, they debited a total of $3775.00 from our account. Thru the months we kept contact wit the firm concerned that creditor would not stop calling. They promised to take care of this, but the calls continued daily at home, work and cell phones. We would complain, but they said, letters were sent to them, it was illegal for them to continue, but they did. The creditors said, the firm never contacted them or would they work with them on anything. I started to get upset, but the company will not refund our $3775.00, only $700.00! I have contacted the BBB and the atty. general in NY where the company is located. We have not heard anything yet nor recieved ANY of our money back. We are in such a mess now and have to file chapter 13 to save ourselves. this company took our money as well and scammed us. I will fight to the end to get my refund! I have a call in as well to the number above, prqaying for help, that is alot of money for us. All we did was try to do the right thing and pay our debt with some help, but was taken advantage of.

Ky · Posted: Sat Oct 04, 2008 4:53 pm Subject: Consumer Protection Law Center

We agreed with this company as well to negotiate and pay our debts. We were unaware of the ridiculous fees and mislead completely. We had been with the firm for 8 months, they debited a total of $3775.00 from our account. Thru the months we kept contact wit the firm concerned that creditor would not stop calling. They promised to take care of this, but the calls continued daily at home, work and cell phones. We would complain, but they said, letters were sent to them, it was illegal for them to continue, but they did. The creditors said, the firm never contacted them or would they work with them on anything. I started to get upset, but the company will not refund our $3775.00, only $700.00! I have contacted the BBB and the atty. general in NY where the company is located. We have not heard anything yet nor recieved ANY of our money back. We are in such a mess now and have to file chapter 13 to save ourselves. this company took our money as well and scammed us. I will fight to the end to get my refund! I have a call in as well to the number above, prqaying for help, that is alot of money for us. All we did was try to do the right thing and pay our debt with some help, but was taken advantage of.

dmm

I am calling them to see what my next step is to get out from under them! They have done nothing by taken our money! Let me know if you know who to get out from under the contract.

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