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Courthouse Retrieval???

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PostPosted: Wed Aug 01, 2007 3:25 pm Subject: Courthouse Retrieval???

OK, got home tonight and got the mail. There was a plain envelope ther posted marked out of Charlotte NC. So I open the envelope and this is what it says"

Quote:
To: XXXXXXXXXX

From: Rick Scherer

Date 07/26/07

Phone: 1-866-230-0094

URGENT!! REQUIRES CALL BACK

Please call me regarding the COURTHOUSE RETRIEVAL of your mortgage that was filed on 1/30/2006. This is very urgent. Please call me ASAP toll free at 1-866-230-0094


OK, we closed on the house the end of Jan and moved into the house in Feb 2006. Have no idea what the heck this person is talking about. I did call the number and I get a recording with this guys name and he says it is Palameta (sp) State. Never heard of them so I looked it up on the web and did not see any thing by that name in NC. Does anyone have any idea what this would be about? Is it someone wanting us to refinance through them? I have no idea and also know that we cannot refinance right now due to our credit and late pays. It almost sounds like we are in trouble for something, heck I don't know. HELP!!!

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PostPosted: Wed Aug 01, 2007 3:26 pm Subject:

Oh and have no idea what a COURTHOUSE RETRIEVAL is and not even sure if I put this in the right spot or if the thread needs to be some place else.
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PostPosted: Wed Aug 01, 2007 3:37 pm Subject:

They must be some sort of company who can retrieve your property tax records without your going to the courthouse. I think you should keep calling until you have spoken to the right person.
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PostPosted: Wed Aug 01, 2007 3:42 pm Subject:

Well what the heck would they want my property tax records for?? We closed on the house Jan 29th, 2006 and our property tax is being paid through our mortgage as is our insurance. I am just a little skeptical due to there is no name of the form that was sent and there is no name on the envelope and I only get a name when I call the number. Heck I have looked up this number with the BBB, reverse look up, even the who called us website to see who they were. Makes no sense to me at all.
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PostPosted: Wed Aug 01, 2007 3:49 pm Subject:

I hope it’s nothing serious. But try to get in touch with the person on the phone.
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PostPosted: Wed Aug 01, 2007 3:55 pm Subject:

I think I am going to try to do a little more research. Have been looking on the BBB site about Palmetto State and there is nothing with that name in Charlotte NC, that even is a bank or mortgage company. There are extermiantors, bricks, landscaping, equity (which it says rental), and a few more and the only one that is in Charlotte is landscaping. The more I try to see what this is, the more fishy it sounds.
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PostPosted: Wed Aug 01, 2007 4:23 pm Subject:

2nBand-it sounds rally fishy to me too!!I have never heard of a Courthouse retrieval! I would call the court clerks office in the am and see what they say-also call your mortgage company and see if they know what it is. Don't give any personal info to whoever sent you the letter. This may be someone trying to get you to re-finance through them or some other scam-let us know what you find out!..Karen
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PostPosted: Wed Aug 01, 2007 4:30 pm Subject:

I have called the number several time and all I get is a voice mail for this guy although he does give his cell phone number. The area code does match Charlotte, Concord and Gastonia, which I have looked in all 3 towns for Palametto State and guess what, nothing by that name having to do with a bank or anything like that. I would think if it were truly something important, they would not wait over a year to contact us and if it were that important, why weren't we notified after we signed for the house the day before? Just doesn't make any sense to me at all. I know we are constantly getting things in from other people wanting us to "refinance" our house with them, blah, blah, blah. Most of the time they do not have a return address and when we open them up, there is a bunch of info and a business card, which we file in file 13...trash. This has nothing but this little orange piece of paper.
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PostPosted: Wed Aug 01, 2007 4:35 pm Subject:

I wouldn't worry about it- sounds like a bulk type of thing they mail out toothers. The other day my mom got something that wanted my dad to cll about his Medicare supplement. So she called, this person had my dad's B.Day, SS numer and everything, and wanted to check to see if he was satisfied with his coverage-Trouble is---my dad has been dead for 26 years Laughing We still don't know how, or who she was and how she got the info!!..KAren
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PostPosted: Wed Aug 01, 2007 6:47 pm Subject:

Well found out that it IS where they are wanting us to refinance. They just used terms to make it sound like it was imparative that we call. Ended up talking to someone who deals with real estate, so I feel better now. It is JUNK MAIL!!!
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PostPosted: Wed Aug 01, 2007 10:05 pm Subject:

Thought so- What a relief for you!! It sounded too much like a bulk type of mailing they send out!! Now you can take a deep breath Laughing Karen
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PostPosted: Thu Aug 02, 2007 5:46 am Subject:

Yeah....What I was told is that more than likely this company pulled everything right after the deed and stuff was filed and were just now getting around to contacting us to possibly refinance and used the wording they used to make one think it was something more than what it was so one would call. I hate sneaky people, just come right out and say what you want to say! But I filed it away in the trash last night.
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PostPosted: Thu Aug 02, 2007 4:28 pm Subject:

what ever you do DO NOT GIVE OUT ANY PRIVATE OR PERSOANL INFORMATION AT ALL when you do get a hold of someone. There are so many SCAMS AND SCUMS out there that will do anyting for you to call them, and while they are acting out there phone play roles, the person at the other end is scared like they did somehting wrong. tell those people to go to hell and do not be scared. If you did not do anything wrong, then you did not do anything wrong.
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PostPosted: Fri Aug 03, 2007 6:15 am Subject:

I am constantly trying to read everything I find about some of these scams that people are pulling and I have gotten very cautious about giving out information. Last time I did that, we were into the payday loans and not doing it again. Too many crooks out there!
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PostPosted: Sun Sep 14, 2008 7:04 am Subject: i got a letter too!

I called and talked to Rick Scherer on a Sunday (9-14-0Cool. I was very careful in what I said to him. Come to find out he is a mortgage company (he wouldn’t tell me the name) trying to talk people in to refinancing though him. You are not in no danger with your house. The letter is a sales tactic, to get people worrying about their most valuable possession and call him "ASAP" (lol). Once you call. He will try to trick you into giving up your name and address, before he will give you any general info about him and his company. It sounds like a mortgage scam, and he's a fraud. So, Don't worry about any thing from this guy.
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