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 Posted: Fri Sep 29, 2006 5:36 pm Subject: |
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after reading a reply on here i also contacted American Liberty. the person i talked to was less than impressive and something did not sit right with me. when i received the email with the price breakdown i was surprised to see the initial payments which were not explained to me at the time.
i signed yesterday with another debt settlement co. - solve debts. so hopefully i made the right choice to financial freedom instead of neverending credit card debt.
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lee57
Joined: 15 Sep 2006
Posts: 10
Debtcc Points: 432
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| Posted: Fri Sep 29, 2006 5:41 pm Subject: |
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Hi Ladies,
Well, that's why there are different companies to choose from. We are able to choose the one that best fit our needs. I started with debt settlement after I settled my mess with internet pdl's. I couldn't afford both payments at the time. To be honest, I was still skeptical about debt settlement. I thought Superior was the right choice for me once I knew the payment I could afford. I started out on 24 month program but was able to shorten it to 18 months instead. So, a year to being debt free for me. Good luck to both of you 
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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| Posted: Sun Oct 01, 2006 11:00 am Subject: |
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Cruithne,
In reading you posts here and over at debt info center, I just wanted to give you a friendly beware. I found the other forum to be kind of "shady" after I asked them for additional information about their company. They banned me and DELETED my posts from their forum.
First of all, I read Sifxpert's comments to you about Superior Debt and how he back tracked from talking good about them and then started talking negative about them. He mentions to you about the company taking an up chunk fee and milking you for 18 months. He blows this way out of normal thinking view and I also noticed many incorrect spelling of words, which I found that odd behavior coming from someone with such a "high status profile".
Needless to say, the important thing to consider is this: When you chose your company, be sure to investigate their status with BBB, ask questions, get it all on paper, investigate, do your homework!! Don't just give your money, bank acct information, credit card information to any joe blow on a forum somewhere. Get it all in writing and make sure it is not a fly by night company.
I am with a debt settlement company and they took 250.00 out of my 400.00 dollar payment for the first 3 months. For the remaining 15 months, they take out only 176.00 of the 400.00 monthly payment. 15 months out of a 36 month program is not bad. Why would they quit helping you after they had all their fees within 15 months? They do not want you to drop out of their program and they sure don't want you reporting them to the BBB. How would BAD business make them future business.???
I asked these questions over on the other forum and was banned for it. You can put two and two together and come to a conclusion.
GOOD LUCK.
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LinderLou
Joined: 11 May 2006
Posts: 87
Location: Oklahoma Debtcc Points: 4189
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