Internet's first get-out-of-debt community - 129,000 members

Hello, everyone. ONe of the counselor has refer me to Richard Brennan. So far, from all the comment that i've seen in here all negatives about him. I've just received all the documents that i need to sign and sent to him. I haven't done it yet. Does anyone here knows any good debt settlement company out there that deal with not just only credit card but only PaydayLoan??? Thanks guys.

Posted: Sat Sep 23, 2006 10:34 am Subject:

Have anyone ever heard of DTS financial debt settlement??? Are they good??? After reading all the bad comment about Richards Brennan, i'm afraid that i will lost more money for nothing. If anyone knows any good debt settlement company out there please let me know. Thank you.

Linda · Posted: Sat Sep 23, 2006 10:41 am Subject:

I have heard that Superior Debt was good, I have heard that Century Negotiations was good. I have heard that DebtX was good. I have also heard good and bad about Lawgistix. I am in one of these programs. I won't say which one, because I am not hear to advertise for them.

Linda · Posted: Sat Sep 23, 2006 10:42 am Subject:

Whoops, I meant HERE.

Posted: Sat Sep 23, 2006 11:50 am Subject:

Go through the ranking chart in this website. You will find some companies that are offering consolidation as well as settlement programs.

http://www.debtconsolidationcare.com/ranking-chart/

Take the free quotes from each company and know about their offers. You can do a comparison before deciding with the final one.

Posted: Sat Sep 23, 2006 12:33 pm Subject:

Hi sammi,

What type of debts do you have and how much is the total amount? If you don't have problems in discussing about your situation here, we will figure out if a settlement plan is the only option for you or a consolidation program will also help. You can feel comfortable here Smile

I found this forum very helpful to me and with the advice offered by everyone. I was able to see some direction when there was a situation I felt completely lost. Now, things have improved a lot on my side.

Posted: Sat Sep 23, 2006 7:48 pm Subject:

Hi Anthony, most of my debts are credit cards and payday loans. The total amount i think is somewhere between 14K-16K. One of the counselor from consumer credit couseling has contacted me yesterday and she recomment me to go with debt settlement. She refers me to Law Offices of Richard Brennan. I've seen all the negative comments about him in here, i dont know whether should i look for another attorney or just go with him. I've received all the documents that i need to sign and mail back to him. If you guys know any good debt settlement program or any good attorney please let me know. Thanks.

Linda · Posted: Sun Sep 24, 2006 6:08 am Subject:

I did not like the ranking chart because my company was not listed there. Why? I don't know. BBB has great ratings on them and I honestly think my company should be on this list and it wasn't.

but that is just my two cents....

Stan · Posted: Sun Sep 24, 2006 9:36 pm Subject: Debt Settlement Co...

I've been with American Liberty Financial for 2 years and I am very pleased with their program. Excellent BBB Report with the BBB in south east florida and they are members. I found no other complaints against them with the Attorney General or FTC. The fees are based on the amount they save you as opposed to everything up front or within 18 months like most and believe me, they are scams who charge everything up front or over the first 18 months. They get paid everything before they even start to settle. Think about it, a co. who charges a flat fee knows how much they are making. A co. who charges their fee on how much they save you not only will settle faster for you (less interest accrued)but if their pay check depends on service don;t you think they would do a better job for you? I had a friend who went with this type of program and they did nothing for her. They made up reason after reason why they were not settling and then finally one law suit after the next. Citibank is the worst. She had 2 citibank accounts and both of them sued her and garnished her paycheck. I have had nothing but success. I had a a $35,000.00 MBNA loan settled for $4500.00 within the first 6 months of my program and the co. even held off on my fees until I finished the settlement. They have already settled 72k worth of debt for me and I only have one account left to settle. I was never sued and I never felt like I was being over charged. I wish you all the best!

Posted: Mon Sep 25, 2006 4:45 pm Subject:

I am working with Superior Debt Services myself, I was contacted by them when I became a member of the forum back in December. After much research and questions to them, I signed up at the end of March. They have an excellent rating with the BBB and among their customers. They are a very professional and courteous company. All of my questions are answered promptly by my credit counselor and believe me there have been some oddball ones by me. They don't hide anything and everything is written in their contract. I've had no problems with them Smile

Posted: Mon Sep 25, 2006 4:46 pm Subject:

Superior Debt Services does not work with payday lenders though. Stan, thanks for the post. I'm sure this will come in handy for others on the forum.

Linda · Posted: Mon Sep 25, 2006 6:33 pm Subject:

Thats funny Stan, you should mention the same thing the other dude told me in Debtinfocenter.com.
***GO FIGURE****

Good luck to you too.

Linda · Posted: Tue Sep 26, 2006 7:23 am Subject:

Whooops...I guess my mouse is really dying. I clicked it 10 times.

mary ann · Posted: Tue Sep 26, 2006 1:03 pm Subject:

Is the Superior Debt Services website Superiordebtservices.net? I went to that site & it looked like they referred you to other companies. I need a good, reliable company. I am going to give Amercan a call also