CaliGuy
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Sub: #49
Replied on 06-09-2010, 07:24 PM
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Credit Answers offers bad advice for exorberant fees!
Their first piece of advice is to stop paying on your bills and allow them to fall into delinquency.....wrecking your credit score.

They reqeust that during that time and ongoing you save the money you would have used to pay on your bills (up to $10,000.00) and at the same time pay them your fees which is around $3000.00.

If you can afford to save that money and pay the fees you should be able to pay off your debts yourself! If you can't then bankruptcy would be a better and less costly option.

sdca
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Sub: #50
Replied on 06-28-2010, 02:35 PM
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they are advertising very heavy on the radio here in san diego, what "scares me" is that every ad has a different phone number over 9 numbers in the past few months sometimes different numbers on the same day within the same radio show.....

fandvg@cox.net
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Sub: #51
Replied on 07-31-2010, 03:33 PM
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Aren't you allowed to cancel without any charges within a few weeks of signing up?

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Sub: #52 New ftc rule is gonna kill c.a. And other ds firms!
Replied on 08-02-2010, 06:27 AM
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almost all other ds firms. Google FTC telemarketing sales rule, or ftc rule debt settlment. These co's will try to squeeze as much $ out of poor suckers as they can until rule kicks in 10/27 banning upfront fees, most will close after this.

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Sub: #53
Replied on 09-28-2010, 05:18 AM
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I am trying to find me a good credit card consolidation and from what I have read credit answers is not a good chose, is there a better one then credit answers settlement.

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Sub: #54 "Am I Being Scammed"
Replied on 11-15-2010, 04:40 AM
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Started out originanly with Credit Answers and never recieved a call from a coach, phone number changed several times and when I was subpoenaed Credit Answers told me Jensen Legal was handling my account. I asked, "Aren't you affiliated?" They gave me the number to Jensen Legal who told me if I could raise an additional $500 Dollars they might be able to help me. I was told when I started I was told , "Don't worry about a thing! We'll handle everything?" They told me I probably just didn't understand. They've taken over $1,500 Dollars of my money and I have only $500 Dollars in savings to show for....What kind of service do I recieve for the $1000 Dollars of my money they've already pocketed? A reply of, "Sorry! But there isn't much we can do, send us money."

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Sub: #55
Replied on 03-17-2011, 11:37 AM
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I have medical problems and no health insurance. I had to use my credit cards to go through the begining part of my treatment or else I would more than likely be dead. There are many reasons people end up in debt and not all of them are because of iresponsibility. You sound like your a know it all and obviously have not lived long enough or dealt with serious hardship. The world is not black and white and it's not right to judge people and their situations that you do not know. I hope over time you will see this. Stop and think before you speak. Have a nice day and enjoy the easy life you seem to be having while the rest of us deal with true problems.

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Sub: #56 All the negatives on Credit Answers is obvious
Replied on 07-16-2011, 06:06 PM
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They are an advertiser on Glenn Beck and we know that there are people paid to write in negative reports on the companies who advertise on his show and any companies on any conservative talk radio show or TV shows. The company did not pay the BBB to be accredited so they will receive an F until they cough up some money.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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