Credit Answers offers bad advice for exorberant fees!
Their first piece of advice is to stop paying on your bills and allow them to fall into delinquency.....wrecking your credit score.
They reqeust that during that time and ongoing you save the money you would have used to pay on your bills (up to $10,000.00) and at the same time pay them your fees which is around $3000.00.
If you can afford to save that money and pay the fees you should be able to pay off your debts yourself! If you can't then bankruptcy would be a better and less costly option.