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 Posted: Mon May 07, 2007 9:05 am Subject: Going crazy with my credit cards and loans |
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Im divorce and im going crazy with my credits cards and loans i need help
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GILENIDBAEZ
Joined: 07 May 2007
Posts: 1
Debtcc Points: 42
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| Posted: Mon May 07, 2007 9:09 am Subject: |
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When you signed up for this forum, you signed to get a call from a debt counselor / consolidation company. They will be able to help you figure out your debt situation.
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sswett
Debt Samaritan
Joined: 26 Mar 2007
Posts: 414
Debtcc Points: 4788
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| Posted: Mon May 07, 2007 9:18 am Subject: HELP |
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I need help with internet payday loans. I have 3 and they have debited my account so much I cant tell you exactly how much I have paid. Several thousand to each one. I have United ameriloan and Quik Payday. I live in WV. Any suggestions?
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GUEST MARCY
Guest
Debtcc Points: 100
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| Posted: Mon May 07, 2007 9:21 am Subject: |
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You need to find out exactly how much you have paid each company also how much each loan origianlly was for then we can offer you the best advice
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Leah
Debt Samaritan
Joined: 04 Mar 2007
Posts: 2333
Debtcc Points: 50556
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| Posted: Mon May 07, 2007 9:24 am Subject: |
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| Quote: | West Virginia State Information
Legal Status: Prohibited
Citation:
Small loan act applies. W. Va. Code § 46A-4-107 and § 32A-3-1 et seq.
Small Loan Rate Cap
31% per year on a loan of $2,000 or less
Where to Complain, Get Information:
Regulator: Office of West Virginia Attorney General (see also Address: Consumer Protection Division 812 Quarrier St., 4th Floor Charleston, WV 25301
Phone: (800) 368-8808
Fax: (304) 558-0184
http://www.scc.virginia.gov/division/banking/ |
THey are illegal in your state. First things first, close your checking account and open a new one so that they cannot get any more of your money. Then file complaints with your Attorney general on each company. Then contact the companies and demand PIF letters
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Leah
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Joined: 04 Mar 2007
Posts: 2333
Debtcc Points: 50556
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| Posted: Mon May 07, 2007 9:25 am Subject: HELP |
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ameriloan 200 loan have paid 800 Quik Payday 500 loan have paid 2500 United 200 Loan have paid 450. Thanks for your help. Marcy
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GUEST MARCY
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Debtcc Points: 100
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| Posted: Mon May 07, 2007 10:10 am Subject: |
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Ok you have way overpaid these loans. So I would recommend closing that account and then start sending letters demanding they mark your account paid in full. You also need to file complaints with the AG. If you have any other questions just ask!
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Leah
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Posts: 2333
Debtcc Points: 50556
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