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 Posted: Fri Jul 27, 2007 12:04 pm Subject: Charges on my credit card balance |
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Hello,
My first credit card was with Chase Bank. Unfortunately my credit card was stolen and I had so much charges that I did not know what to do. This is the first and only credit card ever.
I think what happened was that the unauthorized charges exceeded my Credit limit causing my monthly payments to be ridiciously high.
Now the credit card company closed my account and now im stuck making payments that keep going up and can never find any help
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PreyaDevi86
Joined: 27 Jul 2007
Posts: 1
Debtcc Points: 80
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| Posted: Sat Jul 28, 2007 1:16 am Subject: |
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You may insist the credit card company to lower down the interest rates. They will offer you a payment plan that suits to your present situation. Explain your problems and once the plan is finalized, stick to it. You might get some arrangements done. Or else, speak to a debt counselor for your repayment options.
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trophy
Joined: 08 Feb 2007
Posts: 163
Debtcc Points: 2516
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| Posted: Fri Aug 24, 2007 4:11 pm Subject: |
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First of all did you report your credit card stolen? If so, then why are they making you pay for someone's debts that stole your credit card. They should have closed your account when you first reported the card stolen. Did you make a police report? If so, do you have a copy of that report, if not try to obtain one from the police department.
ladybug
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ladybug
Joined: 29 May 2007
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cajunbulldog
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