 Posted: Fri Jul 11, 2008 11:04 am Subject: would appreciate advice on how to proceed |
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I have not paid a credit card debt in 1 year, I originally thought I would have the funds to settle after about 6 months but this ended up not being the case. I am slowly building up some cash now to try settling. All the accounts are either with a lawyers office or a collection company. One account has issued a summons.
I never once spoke to any of the creditors, I moved, changed my number and never returned any of the calls when messages were left on my cell phone.
Should I send letters to the original creditors now and ask for them to work out a settlement with me?
The amounts are all pretty high...9000, 3000, 18000, 17000, 22000, 7000. So about 76000 in total.
I would appreciate any advice anyone has in what is the best way to proceed since I had to let this go on for so long.
Thanks!
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libbyja
Joined: 09 Jul 2008
Posts: 2
Debtcc Points: 36
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