#33  
10-02-2007, 07:41 AM
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so, in my situation, what should I do? I would really hate for a wage assignment to go to my human resources and they would not know. I had this happen 5 or so years ago when I worked at a bank, I fought with the PDL company and the payroll dept..finally I was like FINE take it DA** IT and be done with me.

At that time PDLs were legal in NC... now they arent. SO , in a nutshell, I have to find out these jokers and send them wage assignment revokes and keep copies in the event they get a bright idea to try it.

However--- if they have sent my accounts to CA would they still try it?
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  #34  
10-02-2007, 07:49 AM
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Jackson Phillips is Accounts Receivable/ARM. They aren't really associated with Cash Net 500, just that Cash Net 500 uses them. But they aren't related companies. It's just the normal creditor/collection agency relationship.

When did pld's become legal in NC? I thought they were illegal . . . . .
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  #35  
10-02-2007, 07:50 AM
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I would say that once they've sent it to an outside collection agency, the chance of them trying a wage assignment is very low. They would use that to collect before they sent it to collections.
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  #36  
10-02-2007, 07:55 AM
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Goudah, I linked ARM with Cashnet 500 becasue one of the phone numbers they gave me to call back on came up in BBB as Pay Day Loan Yes and another came up on BBB as United Quick Loans.
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  #37  
10-02-2007, 07:59 AM
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I dont think ARM even told me who the PDL was. Jackson said I think Total lending and Arrowhead.

Oh yea NC used to have a PD store on every corner, but I am guessing while I was living out of state they made it illegal..

SO your saying JACKSON PHILLIPS IS ARM / ACCOUNTS RECIVABLES????????? WHAT A CROCK.. THEY ARE SUCH LOSERS.

thanks for that update. I needed to know that for sure.
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  #38  
10-02-2007, 08:00 AM
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Hmm . . . . I'm not sure that would mean they are the same company . . . . . Not to knock the BBB, but they do make mistakes. They had DCC connected with a pdl too!
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  #39  
10-02-2007, 08:01 AM
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I know that Jackson Phillips goes by a bunch of names . . . . All located in Jacksonville, FL.
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  #40  
10-02-2007, 08:02 AM
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United Quick Loans or United Cash Loans?
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  #41  
10-02-2007, 08:04 AM
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Oops, ARM is located in IL, not FL. I've always associated the two together, but it looks like they aren't the same company.
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  #42  
10-02-2007, 08:08 AM
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Actually, there is an ARM in a bunch of different states. I don't think they are the same as Jackson Phillips.

But I also don't think they are the same company as Cash Net 500 . . . . The info about ARM's phone # on the BBB could've come from someone that filed a complaint against Payday Loan Yes, but put ARM's phone down since they had been contacted by them.
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  #43  
10-02-2007, 08:22 AM
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you know I have the information from what the girl said , she was from Accounts Receivables in Jacksonville fl, phone number of 1-866-679-4046 with an address of : 9000 Regency Square,Bottom Floor, Jacksonville, FL , I apologize she said it was National Title Loans.. and I was like .. never heard of them.

claimed they sent me a letter on Aug. 10 to my address, and she said it correctly back to me, but alas, no letter...


Does that info help?
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  #44  
10-02-2007, 08:27 AM
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RoxyNY I pm'd you.......
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  #45  
10-02-2007, 08:27 AM
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Okay, then I'm not going crazy . . . . They are located in Jacksonville, FL like I thought . . . .
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  #46  
10-02-2007, 08:32 AM
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That address is for United Legal Corp . . . . They go by so many names!
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  #47  
10-02-2007, 08:37 AM
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Maybe I'm not understanding something here; how can this one company present as so many different companies. Are they legit collection agencies & do they have to abide by the fdcpa? Do they have to hold license to collect debt(s) in the state(s) the portray to be located in or only licensed in your state of residence to attempt to collect your debt?
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  #48  
10-02-2007, 08:42 AM
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The company I am talking about ARM is that addy too Goudah. And yes, the BBB could be wrong who knows. All I know is that I have never been treated so badly in my life.
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