Credit Solution was a !NIGHTMARE! I have been enrolled my debt account with them more than 12 months and they didn't negociate or get a good settlement offer with the collection agencies. After all this wasted time and money with them I was obligated to pay almost the full amount of my debt. Don't waste your time and your money, BEWARE about fraudulents companies like Credit Solutions.
My debt was about 14K and at the end paid 12K including credit solutions high FEES.
My wife her debt was 30K and she didn't consolidate with CREDIT SOLUTION she only made one phone call to her Bank for consolidate by herself, she negociate and get 80% descount on her debt thats mean, my wife's debt was to much high than mine and she get the best offer directly with the Bank. So people LOOK! don't let you fool by fraudulent consolidate companies, they are "BLOOD SUCKERS"... So just give you a chance to DO IT by YOURSELF, as my wife she save a lot of money and time and all by one phone call to her bank.
I hope this can help to open eyes and don't let us fool by DISHONEST CONSOLIDATE COMPANIES.
Good Luck !