I would just like to say...How is it that this company can get away with ripping off customers as they do. My life is a nitemare since i joined CS......Any suggestions?

I have an account with Credit Solutions and also fee a bit slighted, I say a "bit' because I was insistent on them getting my first deal done, saving about $1,000.00 having no more FEES and interest increases on the other two and working out a deal that by most standards showed only about $500.00 for each acount. This amounted to equally paying Credit Solutions FIRST for just under that, that I saved. So all in all, I saved $500.00 initially and then when I saw what was happening to the account I settled and paid off in cash for $2402.00, it was a little more saved.

As for the other two accounts, I wound up paying $300.00 a month that would have had me paying about $350.00 a month over the same period but would be much higher with the inflation that was beginning to take shape by Jan. 2008 ( I could have easily been billed $500.00 a month at that point.

The account that hurt was the one I had to pay $100.00, for 10 months (paid $200.00 on my own up front), then $200.00 for 16 more months. I should have held out a bit longer, but it wasn't an "increase" like interest rates and fees, which also were stopped for BOTH accounts. I guess I got lucky.

However, I am unemployed now since Dec 2008 and when I actually VOLUNTEERED to KNOW what I could still pay with a decrease to accommodate my situation for now (unempl pays far less than my previous pay of 36K), I got NO ANSWER from the companies I already had a deal with through the Arbitrator and Mann Bracken, and before that Wolpoff and Abramson. Instead Wolpoff and Abramson sold my account to someone in Indiana, who in turn got impatient after ONLY a month, even though I WANTED to keep the arrangement previously agreed on AND was what they BOUGHT IT FOR - NO INCREASES. That I guess turned them off and they sold it to Mann Bracken who won't return calls and said, "talk to Credit Solutions" who in turn hasn't updated me in months, and when I DID speak to the last person, he acted like a "rumor" control and said he read "his" paperwork showing I wanted to pay MORE to settle. HUH? What give them a TIP, LOL!!! Jeez. The same guy cut my before $1800, when I called to pay it, he had upped it to $2402.00

Best thing to do is use the APPOINTED Debt Management programs approved by the U S Bankruptcy Courts Trustees.

The TRUSTEES Do NOT represent you, but there are only CERTAIN U S Bankruptcy APPROVED debt management programs with traiing and certification and the fees are very very small. They got me savings from day one, stopped the fees, and reduced my interest rates to half or even less.

Simply go to the U. S. Bankruptcy Courts website, look for TRUSTEES and sub heading under that should be for Approved Debt Management programs around the U S.

1600 complaints out of 200,000 clients.. that's less than 1% of their total clients that have ever complained. AND all of them have been resolved is what it shows on the BBB... that's a good track record.

Credit Solutions has screwed my family and I for over $9000 telling us that in 3 years we could be debt free. From the onset Discover said they would not work with Credit Solutions and I was wasting my time. But Credit Solutions told us that would happen and just keep forwarding the calls to them. Well 13 months later we have judgement against us and Credit Solutions is off the hook with the $9000+ we gave them. Is there a class action lawsuit against Credit Solutions because we would love to be part of one.

Yeah...its a scam! I worked there for 1 year... The FBI came in...If people only knew the TRUTH about crooked CSA!

CSA is very much a scam. I know because I worked there!