Credit Solutions Lawsuit - Is this company a scam?

I would just like to say...How is it that this company can get away with ripping off customers as they do. My life is a nitemare since i joined CS......Any suggestions?

I have an account with Credit Solutions and also fee a bit slighted, I say a "bit' because I was insistent on them getting my first deal done, saving about $1,000.00 having no more FEES and interest increases on the other two and working out a deal that by most standards showed only about $500.00 for each acount. This amounted to equally paying Credit Solutions FIRST for just under that, that I saved. So all in all, I saved $500.00 initially and then when I saw what was happening to the account I settled and paid off in cash for $2402.00, it was a little more saved.

As for the other two accounts, I wound up paying $300.00 a month that would have had me paying about $350.00 a month over the same period but would be much higher with the inflation that was beginning to take shape by Jan. 2008 ( I could have easily been billed $500.00 a month at that point.

The account that hurt was the one I had to pay $100.00, for 10 months (paid $200.00 on my own up front), then $200.00 for 16 more months. I should have held out a bit longer, but it wasn't an "increase" like interest rates and fees, which also were stopped for BOTH accounts. I guess I got lucky.

However, I am unemployed now since Dec 2008 and when I actually VOLUNTEERED to KNOW what I could still pay with a decrease to accommodate my situation for now (unempl pays far less than my previous pay of 36K), I got NO ANSWER from the companies I already had a deal with through the Arbitrator and Mann Bracken, and before that Wolpoff and Abramson. Instead Wolpoff and Abramson sold my account to someone in Indiana, who in turn got impatient after ONLY a month, even though I WANTED to keep the arrangement previously agreed on AND was what they BOUGHT IT FOR - NO INCREASES. That I guess turned them off and they sold it to Mann Bracken who won't return calls and said, "talk to Credit Solutions" who in turn hasn't updated me in months, and when I DID speak to the last person, he acted like a "rumor" control and said he read "his" paperwork showing I wanted to pay MORE to settle. HUH? What give them a TIP, LOL!!! Jeez. The same guy cut my before $1800, when I called to pay it, he had upped it to $2402.00

Best thing to do is use the APPOINTED Debt Management programs approved by the U S Bankruptcy Courts Trustees.

The TRUSTEES Do NOT represent you, but there are only CERTAIN U S Bankruptcy APPROVED debt management programs with traiing and certification and the fees are very very small. They got me savings from day one, stopped the fees, and reduced my interest rates to half or even less.

Simply go to the U. S. Bankruptcy Courts website, look for TRUSTEES and sub heading under that should be for Approved Debt Management programs around the U S.

1600 complaints out of 200,000 clients.. that's less than 1% of their total clients that have ever complained. AND all of them have been resolved is what it shows on the BBB... that's a good track record.

Credit Solutions has screwed my family and I for over $9000 telling us that in 3 years we could be debt free. From the onset Discover said they would not work with Credit Solutions and I was wasting my time. But Credit Solutions told us that would happen and just keep forwarding the calls to them. Well 13 months later we have judgement against us and Credit Solutions is off the hook with the $9000+ we gave them. Is there a class action lawsuit against Credit Solutions because we would love to be part of one.

Yeah...its a scam! I worked there for 1 year... The FBI came in...If people only knew the TRUTH about crooked CSA!

CSA is very much a scam. I know because I worked there!

so let's hear it...?


I know it's a joke because I used the service. Can't believe the kind of games people who work there play. I was young but not an idiot. It took me a month but with good notes and refusing to back down, I got a refund. People who work for CSA are complete low lives.

where can i join the class action law suit against credit solution,i live in st louis missouri

Hi. I am working on filing a class action against CS and if you would like to be included or become involved you can contact me directly at angelaedwards@charter.net, (413) 525-3820. Thank you. Angela Edwards, Esq.

This company took my money...and didnt do a THING they said they were going to do and now I am totally in a hole that I am praying I can pull myself out of! I cant contact them, and have no idea where this debt is to even start to be able to fix it. If anyone knows of anything I can do to get these jerks, I would be most grateful!

I am wanting to know if there is any attoreny that is planing on doing a Class action against this company. My sister has lost so much on april 29th 2011 she killed herself and now that I have been looking at this company more there would have been no way that they were there to help her with her house, There would have been a papper that she did not have and she was faxing and making payments and then they told that she had not made a payment in over a year but I have the proof of her making the payments up in til Dec 2010. This comapny should be put out of bussiness .. My E-Mail is MasterGunsMCRD@aol.com

Thanks once again RCS you should be put out of bussiness and never allowed to work with home owners ever again. You were out for my sister house from day 1...

I too have been scammed somewhat by Credit Solutions. I paid them nearly 2000.00 to help me clear 4 accounts dating back to july of 2009. I must say that 3 of the accounts have been cleared. I would have been satisfied with their results, even though no one told me of the tax consequence involved and that the destruction of my credit would be so severe.
Fast forward to the present, and the one remaining account that I have to resolve, is with Capital One. I have some money to send them, but can not get anyone from Credit Solutions to answer a phone or return a call or e-mail. Meanwhile this account has gone from a 2000.00 debt to a 3000.00 debt, and increasing daily.
Credit Solutions have also charged me nearly 2000.00 for their services. Please tell me what to do to be part of the lawsuit against them so that I can maybe get some of my money back from them. If I could sue them for the aggravation and disgust that they have caused me, I would gladly do that too. I thought people from Texas were supposed to be nice....these people are thieves. I have read some of the many complaints against them, and how they have been ripping off people.....and all I can say is that they should be glad that Texas is on the other side of the country from me,,, or they would be getting a personal visit!!!