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Old 11-06-2009, 05:39 AM
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Default Settling With Credit Unions

Does anyone have any experience settling with Credit Unions?
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Old 11-06-2009, 11:32 PM
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I personally didn't have to deal with a credit union but have heard that it can give a tough time during settlement. Credit Unions are harder to deal with than the credit card companies. May be some other member would soon share his/her experience here.
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Old 11-07-2009, 09:44 AM
jayncali73
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I have two credit unions and I found it impossible to get them to settle for less that 75-80% of the balance. I finally gave up and accepted their hardship program at 100 per month for 60 months instead of letting them sue me. I was OK with this because I have been able to settle most of my VERY large credit cards with other banks so I am still saving a huge amount of money in monthly payments each month.
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