| Message |
Author |
 Posted: Wed Jan 30, 2008 1:43 am Subject: How to do this???? Any advice appreciated! |
|
|
I just found out my husband has been negligent on a Capital One Loan he is paying off. He just hasn't paid the last two months because we were short on money. With late fees the payment for February is $2,000 which is too much for us to afford.
So, now that the credit cards are hidden and we are on a united force against the debt I would like to contact Capital One and ask if there is any way we can get rid of the late fees or suspend them and add the amount we didn't pay to our cumulative debt, so that we can make our regular payment of 600.00.
I have no idea how to go about this. Any advice would be appreciated.
|
|
luv2laugh
Joined: 27 Jan 2008
Posts: 64
Debtcc Points: 929
|
|
|
| Posted: Wed Jan 30, 2008 8:41 am Subject: |
|
|
Hello...luv2laugh..welcome to the forum. Did you have a prior agreement to pay 600 a month? If so you need to contact Capital One and discuss your current situation with them. The charges will keep accumulating so you can't afford to wait too long. Probably more people will come along and give you some more suggestions. Good luck.
|
|
laura19544
Joined: 13 Aug 2007
Posts: 458
Debtcc Points: 6503
|
|
|
| Posted: Wed Jan 30, 2008 9:35 pm Subject: |
|
|
You can call them, they have a couple different programs that will be able to help you. You just need to call and let them know your situation and they will give you the options. If you end up getting someone that won't work with you then hang up and call back until you do get someone that will help.
|
|
puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1190
Debtcc Points: 2672
|
|
|
