WHo Knows,

Your 15 months into the Program you should be about done with them according to their statements. Have you been sued? If so did it go well have they filed the Federal Suit yet? I am curious also because I am in the Program since Feb. And I have to say my Representative has been professional and polite, yes At first I was concerned because of the Information I was giving and sometimes when I call around 10AM for their business meeting they would horse around in the back.

Again though these people are not the attorneys and are there for support and simple questions etc, The attorneys are the key and I am not far enough yet to know what they are like.

When did they first contact you by email?

The reason I went with them was the fact they know whats going on, and the reference was from a trusted Site that checks their supported links. So really my faith is in the Patriot site I trust.

Let me know on some details as your the only person I know that is that FAR in the program.

I have no idea on some of the comments here about RUDE, etc on their staff, All I can say is that has NOT been my experience with my rep, he is professional and we are on the same page when it comes to patriot stuff.

and NO I do not work for them, otherwise I would have my answers already. I do understand be cautious but I am also wonder if SOME here may be Paid to Slander them or work for the very Banks or collectors themselves, the coin flips both ways.

Firefly - No one has sued me but I've had to deal with court stuff. I think I posted some of my experiences on this site. I don't post anywhere else. I will tell you that this is a LONG ride. You need to prepare yourself that while FDRS staff is friendly and responsive during your first few months -this will not always be the case. When you want answers, they won't necessarily have them and they won't make much effort to get them to you either. The people in Client "care" are nice and friendly but they don't really care much about your stress. There is also a high turnover of staff. Their lack of communication with you makes it very difficult to finish the program. I think this is the reason so many people quit. I survived by putting it on auto pilot for many months. On a more positive note - the legal department people are competent and responsive to your needs. They will help but not until you get a summons - for me - in my seventh or eigth month. A summons doesn't mean you'll go to court and if you do - not that big of a deal - REALLY. Also - FDRS is not a scam. I have lots of reasons why I believe that. But then again - I won't REALLY know for a few more months. I will post it. Hang in there but consider quitting now before you waste your $ if you won't stand for poor communication and client "care"

Well once the die is cast one should go all the way. Worst that can happen is a Lein or Garnished wages which would happen anyway down the road when one losses their job because of the recession or coming depression. This way its out of the way before the Debtors prison idea catches on. There was a law already signed this year that is "heading" in that direction. Not mention if the banks become federal owned and no longer private which some in congress want. sheesh, Who wants to cut wood for potlatch corp, because of unsecured alleged Debt. lol

Please keep us posted and my large 28K account has been transfered to the Tritium Card Services collection agency. So I got my first official Notice which means they must have got my Letter on Proof of the Debt and where the money came from, because its only been 2-3 months which is a little soon by most peoples reports that DONT send the letters like FDRS does.

How long before the Legal dept contacted you or did you have to contact them when you got your summons?

FireFly,

As soon as you get a summons - fax it to FDRS - keep good files (by creditor - in chronological order - you will need it later). I would also call FDRS as well as tell them about it - nothing wrong with being proactive - like my good friend Piz. The legal department contacts you right away - e-mail.Just do what they tell you and don't delay. I have learned this lesson well.
happy tax day.

So the Legal dept, only steps in when a Summons us given? I keep all files I have and what they are to. I always call also to make sure they got it. I find my Rep is the best way as he double checks for me.

Any problem have you had that I could avoid? lol

As soon as you get a summons FDRS contacts the legal team and they take over that portion of your account. They are great though- honestly nothing to worry about ( at least so far) I have had to file several different papers to the local court system, but will not have to actulaly appear in court. The legal team told me that very rarely happens. So far so good on my side. Good luck.-

As soon as you get a summons FDRS contacts the legal team and they take over that portion of your account. They are great though- honestly nothing to worry about ( at least so far) I have had to file several different papers to the local court system, but will not have to actulaly appear in court. The legal team told me that very rarely happens. So far so good on my side. Good luck.-

Thanks for the Info, that is what I figured as the Program is laywer based. The rest of the stuff is for records and keeping the client busy so they dont explode with stress. lol

All of this is helpful since I will have to go through it myself. I did notice most of the complaints were people that either didnt like the political view of the program or only did the program 2 months.

As for the BBB I dont hold ANY WEIGHT WITH THEM anymore. I have reported many Fraud cases of Major company corps. And they said they got thousands of complaints but there is nothing they can do. Basically talking about Cell phone Companies HUGE ones charging 9 hours of calls right when the client cancels service!

So the BBB is bought and paid for, and if the Banks are doing what we ALL KNOW they are doing, you notice chase, BofA etc all have GREAT BBB records and yet I know of many that Complained over questionable behavior on their part and no additions.

Sounds like a Rigged show with the Banks controlling everything, Heck they Make the money, its like playing monopoly and you can just keep printing money, there is NO WAY you will lose the game.

You people that are pumping up this company, no doubt are on the payroll. If they were truely honest and up front, they would reimburse those who have "Donated" their hard earned money! "FRAUD" & "SCAM" are the best way to describe these leaches!!!

I am not on the payroll and I still think there is great information here...I agree that almost everyone who says it's a scam has only been in the program for a couple of months and then freaked out...It's easy to freak, but it takes more courage to see it through! It could turn out to be a scam, but I would be no worse off then any other choices I had in front of me. Besides, nothing good for you is ever easy!

Once again if you have anything positive to say you must work for the company. What a joke, If that was a case we probably wouldn't be asking each other questions, but its ok you can think what ever you want. We have had the courage to stick with our decision and trust the program. Hopefully it pays off for us, if it doesn't well be on here saying SCAM SCAM RUN FOR YOUR LIFE, IF YOU LIKE THE COMPANY YOU MUST WORK FOR THEM, Just as you are saying. But until then I will be sticking out the next 6 months and will let you know what happens then. Until then Im trusting the system and praying at the same time that it all works out. Every single person that is claiming that were being scammed was only in the program for a couple months....... This doesn't scare me or bother me at all, but if you can find someone that completed the program that is claiming this company is a scam, please let me know. Good luck everyone that is sticking through with this program, hopefully we can help each other along the way.

Mike .............GOOD JOB!

The FDRS Web site is chock full of references to Ron Paul and links to his Web site, as well (and plenty of links to other moonbat "international globalist conspiracy" Web sites, too). The FDRS telephone respresentatives also make a lot of references to Ron Paul--and quite proudly, too, I should add.

That's really all I needed to see to convince me that FDRS isn't on the level, but as an additional precaution, I looked up FDRS' ratings with the Better Business Bureau, and not surprisingly, FDRS received the absolute lowest rating the BBB gives.

Stay away from FDRS. They're nothing but a bunch of swindling moonbats. For the money these people would bilk you out of, you'd be better off hiring a reputable attorney and filing for Chapter Seven bankruptcy!

Well put, JFM63....

They've taken $650 in the past two months, without my authorization, and now when I call them nobody answers!! I'm very upset because I was so terribly deceived by their seemingly legitimate claim. I can't believe I was this stupid and now I don't know what to do...

Has this happened to anybody else? Has anyone else tried calling?

FDRS cannot take money from you without your authorization. How exactly did they do that?????