Internet's first get-out-of-debt community - 199,000 members

04-21-2008, 04:24 PM

call the 1-800 number and ask for client care..... Its that easy, someone will answer if for some reason they don't leve a message with your name and number- tell them its important and they will call you back. Dont know what else to tell you, other than they can't take your money unless you signed up for auto withdrawl with your bank account. Good luck!

04-22-2008, 02:46 PM

Friday I found FDRS's Website...at 3:00 Monday I got a call from them...at 3:30 I found this website and read the whole thing for 2 hours. I've determined that Piz is definitely on the payroll, along with a few others. But just a few thoughts and observations of my own on the subject...

Here's an interesting fact that I ran into on the phone with a rep named Kevin Fradiue. He says "we've had 1000 clients in the passed 6 years that we've been in business and have had 100% success rate" thats a warm fuzzy huh?

1000 people...nice round number, definitely not a statistic. 100% success rate??? haven't read about 1 single person that was successful. furthermore...I asked him if there has been any legal actions taken against FDRS or what the major customer complaints have been if any. and check out this response...

he said something to the effect...many people have not been proactive in the program or have gotten scared. Those who have been unsuccessful haven't put the effort into it that they should have.

ok, makes sense, you only get out of it what you put into it...but ummm...what happened to the nice statistic...100% success rate?? so I asked him...he stuttered around and said something about we don't recognize those individuals as clients or something. Um, you took their money, they were clients, they weren't successful, that doesn't add up to 100% to me. It's like 60% of the time it works every time. BULLLSHITTTT!

A lot of paranoid conspiracy theorists, their website it chalked full of that nonsense. mispellings everywhere, unprofessional reps, F rating on the BBB. come on people, please don't get suckered like I almost did. It's a very attractive thing to think that you can just get rid of your cc debt, but you can't. be a moral upstanding person, even if the banks are defrauding you, rise above it and be better than that. you spent the money on clothes and vacations and fancy dinners out with drinks and the works to impress your girlfriend, you made mistakes, take pride in the fact that you're getting out of it ethically and be happy you learned from it.

Read Jeremy Henry's Post on 4/4 very well put and very insightful.

04-26-2008, 08:17 PM

I dont know about the others here, but I KNOW I dont work for them. And to be honest not everyone is convienced their isnt a conspiracy by very powerful people wanting the whole pie.

All I know is I dont work for them and I dont even know if the program will work, so if that helps someone I hope it does.

05-09-2008, 02:53 PM

I think that the post above that says they have very anti-American views has little education on the secret societies out there, like, Skull and Bones and The Masons, and others, they are all Globalist and there is an agenda. Figure it out dude, why do you think Obama and Hillary are so into Global Warming and signing the Kyoto It is all about big government and legislation to control the lives of Americans. However, I am on this post to find out more about FDRS. They talk a good game and I am hoping to find relief for my daughters credit card debt. I will keep searching tp

mobile0311 · 05-09-2008, 04:43 PM

They have tons off negative reports with the BBB and rip off report. Stay away from them

05-09-2008, 06:35 PM

BBB doesnt hold much for me anymore, otherwise Verizon and others like sprint not to mention some of the banks would have a BAD Rating and yet they dont. Plus I noticed they mentioned that forgiven debt is taxable, why even mention that unless the program does work with some people?

mobile0311 · 05-09-2008, 07:33 PM

What ever "guest".What about the complaints with ripoffreport.com. Just google their name and tons of negative stuff comes up. Its obvious you work for them and thats why you aren`t regestered here. I have worked in the debt reduction industry for years and the only legit programs that actually work are debt settlement and credit counseling. Thats it. Get over yourself and stop trying to pitch a rip off company.

justin.hi5 · 05-09-2008, 08:33 PM

Thats great

05-11-2008, 04:03 PM

This company has taken me for over 2 thousand dollars! Unless, you want to be sucked into to their lies....loose their name..website...etc....This you can Trust, "SCAM"

05-13-2008, 09:01 AM

I have actually been through the program and I can say that it works. I was originally with one debt assistant, and about half way through the program, was transferred to another one. They were always there to answer any questions I had (and believe me, I had a lot). If my assistant wasn't available, I could call one of the managers as well, and they were always happy to help me with any of my concerns. The only way I could see that this program wouldn't work for someone is if they got nervous and dropped out of it. My credit actually did get worse during the program, and there was a period in the middle when I was getting phone calls from my creditors. But when the program was finished, my debt was completely off of my record just like they said it would be. I don't particularly agree with some of their conspiracy ideas on their website, but the bottom line is that there is no conspiracy to take your money. They do their job and that's all I care about. I recommend going to their website at fdrs.org and calling the phone number there. Ask for Kevin B. at extension 144 and make an informed decision of your own.

mobile0311 · 05-13-2008, 09:05 AM

Its obvious this "guest" is an employee with fdrs and most likely Kevin B. at extension 144. Do not listen to anybody just listed as a guest. This place is a scam and if you would take the time to do some research you will see I am correct.

05-16-2008, 02:49 AM

MOBILE0311 you have a problem you accuse everyone of working for them. Personally you do MORE to convince me they are ok, than others in the program.

I get the feeling you work for some other credit company and if so I am sorry but wouldnt be considered NON-bias.

Do some of us a favor and quit posting that everyone who says anything about this program that is positive works for them. Its getting old....

mobile0311 · 05-16-2008, 07:37 AM

Firefly101 is am sorry you feel that way. And your hypothesis about me working with another company is correct. I have worked in the Credit industry for years. That includes working for major credit card company's, debt settlement, as well as consumer credit counseling. These types of company's that offer debt invalidation are not legit. It is not even recognized as a legit form of debt reduction by the Federal Trade Commission. When I worked with the credit card company's when these places try to invalidate the debt all that did was trigger a law suite. There is a reason there is such negative info on this company. You can Google the name Federal debt relief System and finds tons of negative stuff. Or you can always look them up with the BBB. They have a horrible track record with them . But hey the BBB has only been around for like 96 years so its not like they don`t know what they are doing.Heck , go to ripoffreport.com you will find tons of stuff negative there. I just can`t say anything positive about this company. And yes I am a little bias towards programs that don`t work and even if debt invalidation did work " which it doesn`t " the bad track record with Federal Debt Relief System is why i don't like them. I would have the same opinion if it was a settlement or CCCS company with a bad track record with the BBB. I don`t want another person to get scammed from one of these companys that prey on desperate people and I will post my opinions to provide them with the knowledge to make an educated decision. If that person still chooses to do business with FDRS after reading all the facts I presented than thats on them but at least they had the information in front of them to make an informed decision. [/b]

mobile0311 · 05-16-2008, 08:49 AM

There are several organizations claiming they can help you invalidate, "zero-out", eliminate, or erase your credit card and other unsecured debts because banks are not legally permitted to extend credit. Although it is true that banks are not permitted by law to extend credit, they are legally permitted to monetize credit card and other unsecured loan applications through the Federal Reserve.

Contrary to what conspiracy theorists and these organizations claim, it is extremely rare for a bank or other original creditor to invalidate, or "zero-out", a debt when an account holder questions its validity.

paulmergel · 05-16-2008, 11:07 AM

sorry,but with mobile here.i have blasted this scam outfit for awhile now.some guests come on here and yammer away.YOU GUESTS prove to me you don't work this big pile of hooey.i know someone personally that was taken by these lowlifes now,got a problem with that?