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snnap · #1 06-11-2009, 07:58 PM

anyone ever heard of DEBT RX USA?

bakerjon · #2 06-11-2009, 10:51 PM

No i haven't heard anything about them.

this is what i found in bbb.org

Debt RX USA
5501 Lbj Fwy Ste 100
Dallas, TX 75240-2323
BBB Accreditation - NO

their site has this address - 3102 Maple Ave Ste 450
Dallas, TX. 75201

#3 06-12-2009, 12:53 PM

I worked with Debt RX USA last year and got my one credit card settled.

derk981 · #4 06-12-2009, 01:16 PM

I am currently using debt rx usa and have no complaints yet, I have paid off three of my five accounts within this last year. My brother recommended them after they helped him pay off his cards.

#5 06-12-2009, 01:43 PM

how long have you been with debt rx usa and did you have a large amount of debt? have you heard of Reggie that works there? He is who I have been talking to

derk981 · #6 06-13-2009, 04:56 PM

That is actually who my brother and I enrolled with so yes I know him pretty well. My brother got out last July and was in it for over 2 years. I just enrolled in August, but I am trying to get out by the end of the year because I need to refinance next year. I had 5 cards initially with about 65 thousand. I only have 2 cards left though and I am getting good settlement offers but he told me to wait until they would come down a little lower. The collection calls were extremely annoying when I first started though, that was the toughest part but now they don't ever call.

#7 06-13-2009, 06:10 PM

Derk, did you have to settle with lump sums?

snnap · #8 06-13-2009, 07:27 PM

so Derek...You have no complaints with Debt Rx USA? Was it very expensive? Is Reggie the one who stayed with you the whole time? If you get some kind of bonus for referrals let me know by private message, cause I am thinking this is the company I am going to go with. It is a toss up between this one and Ram Financial Solutions.

derk981 · #9 06-14-2009, 08:04 AM

So far so good for me and Reggie is who I normally talk to. I settled two of my accounts in a lump sum and one chase card let me make 3 payments to payoff the settlement.

#10 06-29-2009, 07:51 AM

I just enrolled with this company and my first payment to them was last week. The collection calls are annoying. We set up for a longer plan because we had around 40k in credit card balances and with two little kids, it is hard to make ends meet. I am hoping that we can save a little at a time each month to build our savings up to start paying off the debts. The only question I have is how long until you received your first settlement offer?

#11 06-30-2009, 02:15 PM

I used them and found them to be anything but helpful. Lies, mis-information, and a general lack of accountability was all I experienced from them. Basically, the ripped me off for over 2700.00

derk981 · #12 07-02-2009, 09:47 AM

I got my first settlement offer in my 3rd month. YES, the collection calls were maddening in the beginning but I got through it. After about a month they quit calling. I know they work and he has been honest about everything so far with me. When did you start? I know they have a referral program so maybe you can say I referred you or something and get some money off to help you.

readyricky35 · #13 07-03-2009, 02:51 AM

I enrolled with Debt RX USA in January because my wife could not go back to work as expected after hip surgery. It is going great!!!!! I have paid off 2 Bank of America credit cards which I originally owed almost 20k for only 2500 dollars. They put their fee on hold until I paid off the settlement, but those collector calls were a pain. I think it takes some discipline and faith but its worth it to see my balances reduce.

#14 07-10-2009, 05:03 PM

Reggie is a scam artist. He got fired from Credit Solutions of America for lying to customers. Run away fast.

#15 07-11-2009, 11:08 AM

I hear everything at Credit Solutions of America is a scam, they have 2 class action lawsuits and don't help anyone. I am in the program with Debt Rx USA so I know they aren't a scam. They are working for me now and have gotten some of my debts lowered.

#16 07-11-2009, 02:44 PM

I just looked them up on the BBB and they had one complaint which isn't bad. Does anyone know if they do anything besides debt settlement and how much they charge? I need a reputable company to help me with a loan modification and settle some credit cards.