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 Posted: Wed Aug 08, 2007 9:54 pm Subject: payday loan consolidation
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Can someone tell me of a company that deals with consolidating payday loans and is reputable?
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teresah1972
Joined: 06 Aug 2007
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Posted: Thu Aug 09, 2007 9:48 am Subject:
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Welcome to the Community teresa  Did you sign up for the free credit counseling? If so, someone will contact you in your area to discuss your debt options with you. Some companies consolidate pdls, some do not. We have a Ranking Chart located under "Our Services" to the side of your screen that you can look at on companies. Are your loans internet or store front? And also what state are you in? We will be glad to answer questions and help support you in this!..KAren
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Bossy4455
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Posted: Tue Aug 14, 2007 8:54 am Subject: pay day loans
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Hi,
I have a bunch of payday loans and I need some sort of debt consolidation. I have tried hundreds of companies and none will do payday loans. I have tried to take out personal loans but have a credit score of about 620 and am having a hard time. Help! I am running out of options.
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caseykalli
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Posted: Tue Aug 14, 2007 9:08 am Subject:
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Casey- if you sign up and register-it's free- you can also receive a fee crdit counseling. As I have said, some do pay day loans some don't Before you choose anyone, please check them out with the BBB, and others who have used them successfully-Good Luck..KAren
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Bossy4455
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Posted: Thu Aug 23, 2007 9:35 am Subject: town and Country
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Town and Country Acceptance Corporation can consolidate your payday loans. Call at 800.654.7818 ext. 100
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Misty
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Posted: Thu Aug 23, 2007 6:02 pm Subject:
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where is town and country based out of? or will they work with you no matter your location?
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got caught in the cycle.
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Posted: Thu Aug 23, 2007 6:12 pm Subject: reply
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Town and Country Acceptance Corporation
400 Century Park S
Hoover, AL 35226
(205) 823-4930
Tel: (800) 890-3909
There are a lot of members who use T&C. Apparently from what I've read, the do business in most states. I think there are a few they won't do business with. It's worth a phone call to see what they have to say!
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cannr
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Posted: Thu Aug 23, 2007 9:31 pm Subject:
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I have good things about them. Give them a call and they will help you they are very friendly and helpful.
good luck keep us posted.
ladybug
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ladybug
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Posted: Fri Aug 24, 2007 11:27 am Subject:
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i called them.
they seemed very eager to work with me with very little information. she gave me what my monthly payments would be right off the bat.
it just all seemed a little strange to give me that much information without even talking to who the debt is with first though. i have to send them paperwork and an initial payment before they make contact, which i'm assuming is pretty standard.
i emphasized though that it'd be payday loan places we're dealing with, and wanted to make sure that if i sent my payment they could guarentee me that they would be able to work with them. she said yes very confidently.
i'd be lying if i said i wasn't a bit hesitant, but this site has been so helpful, that if people around here have heard good things, i'm gonna go by that.
thanks for the info.
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got caught in the cycle.
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Posted: Fri Aug 24, 2007 11:41 am Subject:
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They are known to work with pdl's . . . . Most pdl's will say they won't work with them, but when it comes down to it they will accept the money from them!
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goudah2424
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Posted: Fri Aug 24, 2007 11:50 am Subject: reply
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goudah is right. T&C won't question the fact that you're dealing with pdl's because that's what they mainly help people with. There are a lot of people on here that use them. Read over your papers they send you and ask questions until you're sure of everything! That way you'll feel better!
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cannr
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Posted: Fri Aug 24, 2007 12:26 pm Subject:
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thanks guys.
they're faxing me the paper's later today. i'm gonna read over them all weekend before getting them back to them on monday.
after reading through the forum here, i've seen plenty of people who are currently using them, and i've not seen one negative thing. they seem very helpful, even if things don't go entirely as planned.
the payments they told me are about $100 less than the plan i had devised if i went through with this by myself.
i'm wondering if they'd work with an open cashcall account too? cause if so, i'd be more than willing to take care of that. i'll ask when i call back.
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Posted: Fri Aug 24, 2007 12:28 pm Subject:
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I would ask them. I know that Cash Call can be very difficult to work with, and will say they won't work with consolidation companies at all.
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goudah2424
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Posted: Fri Aug 24, 2007 4:41 pm Subject: got caught in the cycle.
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i called them back to give a fax number for them to send me stuff to, but before i gave them the number i asked about 20 minutes worth of questions.
this company is the real thing. i would now highly reccomend them to anybody. the woman i talked to was so incredibally helpful and calming.
and yes, i did mention cash call and she said she's worked with them before. she said as long as the account they draw from is no longer available to them, they have no choice but to work with them on receiving payments. she also assured me of their excellent history in dealing with pdls.
i can't thank this site enough for leading me to this company. absolutely incredible. there should be a thread dedicated to this company and stickied.
they're getting me out of my pdl problem and taking care of cashcall for me for less than $50 more than i pay to cash call monthly anyways. and the amount of money they're saving me in the long wrong is incredible.
thank you so much for the recomendation.
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Posted: Fri Aug 24, 2007 4:45 pm Subject:
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that was me. i thought i put the name in there.
oops.
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got caught in the cycle.
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Posted: Fri Aug 24, 2007 6:42 pm Subject: loans with Cash Call
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caught, I'm soooooo glad you found someone to help you out of the ugliness! T&C has worked with many members. And asking about Cash Call was excellent! I'm sure that you're feeling a hell of a lot better now than you were! Isn't it amazing? You'll have someone else take care of your "dirty business" and actually come out ahead in the long run. Please do keep us posted as to how things are going for you. I'm just happy you found this site and found the light at the end of the tunnel!
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cannr
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