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Sub: #1 Discover account too new to settle at 50%
Replied on 01-19-2012, 09:47 AM
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I logged into my account online and they had a program offer for me to settle at 70%. I called Discover and told them I couldn't do that much and could maybe come up with 50%. They told me that my account is too new to settle at 50%, it's less than 2 years old. Do you think I could get closer to 50% if I wait or should I take the 70%? If I come up with 70% it will hurt my ability to settle other cards (Chase, Citi, Target, etc). Thanks in advance for any advice you can share.

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Sub: #2
Replied on 01-19-2012, 09:50 AM
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I forgot to mention that I'm just over 120 days past due. Thanks!




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