#1  
11-16-2008, 01:02 PM
laquidal laquidal is offline
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Sub: debt consolidation
can you file debt consolidation on accounts that have been charged off.
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  #2  
11-16-2008, 01:10 PM
t160out t160out is offline
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From what I've found from research, I'm afraid not. Once a debt is charged off it is no longer with the creditor and is now in collections either internally or externally.

This is a good time to try to settle if you can raise a lump sum. depending on the collector, you could save a substantial amount. look around as there's plenty of really good do it yourself info.

good luck
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  #3  
11-16-2008, 01:23 PM
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SOAPLADY SOAPLADY is online now

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Yes you most definately can. Normally when it is charged off it is either placed with a CA or sold to a JDB. You can still do a dmp with accounts in collections or sold off.
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