Internet's first get-out-of-debt community - 134,000 members

Posted: Wed Jul 25, 2007 7:31 pm Subject: Medication Medication

I have been on the wrong antidepressant for four years. During this time I collected debt with credit cards and of course medical bills. I did not pay them because my depression was so bad that I did not think I would survive to be 25 years of age. I am now 22 and I am drowning in debt. My medication is corrected and I feel great. Everything is great execpt my debt and credit score. I am going to be a full time college student mid-August, and I need to find a way to get out of debt. I am stressed from the credit card phone calls, and the amount I owe but the monthly payment is too high to afford. I feel stuck. I really pray someone can help me... Crying or Very sad

Posted: Wed Jul 25, 2007 11:17 pm Subject:

If you gave your number when you signed up here, then take the free counseling call. They'll help you explore your options.

Glad to hear that your meds are working.

Posted: Thu Jul 26, 2007 9:47 am Subject:

I have mild depression, and I know that this medical condition (at any level) can make it difficult sometimes to do or be concerned about even the most important tasks - like paying bills. debt consolidation or settlement may be appropriate for you. See your phone book for a non-profit credit counselor near you.

Posted: Thu Jul 26, 2007 12:58 pm Subject:

Call the credit card companies for some payment arrangements. You may qualify in one of their hardship programs. Or you can search for few dmp companies to set up a suitable plan with your creditors. They will negotiate with your creditors for lower interest rates.

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