I have the paydayloan they are eatting up my finance

Alexdra is right. We have all been where you are at right now, desparate and depressed. But once we learned our rights, took control back over our accounts, we started feeling a huge relief and were able to start sleeping at night. I can tell you that I LITERALLY fell asleep each night with my calculator and not knowing what I was going to do. You WILL get throught this and if you follow the advice others are giving you and take it to heart, and take action, you will be feeling ALOT better withing a few days!

anyone there is everyone gone in now please cal me anyone in the room that knows about the payday loans and how fast i can get them off.

Lavene, you are going to be fine
1. You have the link to your state laws
2. Go to polly's blog and use her settlement template letter.
3. OPEN A NEW BANK ACCOUNT (very important to gain control over your finances back)
4. File a complaint with your AGs office, these are unlicensed pdls loaning to a consumer in your state.
5. Start these steps, and don't back down with your demands in the letters to mark you paid in full, sometimes it will take e-mailing them mulitple times a day, but if that is what it takes then do it. Most here have had to do that.

I have been where you are at, I know that feeling of panic. Trust us you are going to be fine.

Sign up as a member, it is free, and you will be able to access the chat room and the pm feature and other members can pm you info.

Laverne, you should also aware of the payments done on each pdl account. Keep the state laws at one side and check your payments in the bank statements. You have to make sure how much money is paid on them and move from there.

Log in your forum account with email and password. Once you are in, go to the chat room. Follow this link

http://www.debtconsolidationcare.com/chat/

i logged off for a while but i am back how do i get on the chat room.

First, you need to register as a member to access the chat room. Once you register you will also be able to earn points for your posts which can be cashed in for actual cash. You can also access the pm feature.

listen guys i am not a wimp i an a worrier that is my problem things are getting close i dont want by phone to get cut off my other important bills i know i got in this all by my self but i have to do something fast ok.

ps i can not sign in for some reason it said someone already sign in under my email i dont see how that can be, so what to do i need to talk to someone.

Try logging in again. And about your other bills, pay them you need to take care of the essentials and your basic utilities.

steeler i tried several times i cannot log in i guess i have to wait till the operator comes back in to reset it. i cant pay the other bills because all my money is going to payday loans which get there money first, ou under stand. so this is why i am so depressed right now. steeler if i close my account what in turn will the payday loan companies do will the mess up my credit and will the sue me or try to garnish my wages?

hello is anyone there

I just stumbled across this site and I am looking for some help. Where do I find the information on PA laws for internet Payday loans. Also, where can i find the blog that has the template letters. I am planning to contact my bank on Monday to submit the revocation forms to stop the 5 loans that I have coming out of my account. Is it better to open a new account?

hi cojames i cant believe so many people are in the pdl trap i cant give any advice i am waiting on some my self but i see a lot of people are in the pdl trap i am so uptight i cant sleep this has to stop. please reply to me if you are still on the net.

can the payday loan garnish your check or take yo to court or sue you i need to know what i am dealing with.