I have the paydayloan they are eatting up my finance

I think that I'm moving forward. I closed my account today and opened a new one. I am planning to send the emails to the pdls tomorrow morning. Is it ok to just email them, or should I email, fax and mail a copy.

Also, has anyone worked with a regulator in their state or do you just submit your complaint to the AG? Does anyone have a sample of the complaint that they submitted?

To be on the safe side; email, fax, and send the letters certified. If you file a complaint with the AG's office you can do it online. It just asks you specific questions.

cojames when yu went to your bank was it hard to close did they ask you questions why you were closing the account tell me the procedure youwent through, iam going to close my account tuesday but i cant do it tell tomorrow.

hi is brown sugar or cojames or steeler is any one on now i have two questions on the floor right now.

Laverne--

Just tell your bank that you would like to close your account because you think someone might have some of your account info, and from there , tell them you would like to open a new account

I noticed in one of your previous posts that you said your account was overdrawn. Most more than likely, you won't be able to close your account until you bring it to a positive balance.

You can go to another bank and open a new account and then switch your direct deposit to that acct. and then deal with the overdraft with the old bank. You will need to work out a payment plan with them once they close it for being overdrawn so many days. Otherwise you are going to keep going in the same circle with this pdl mess. Better to owe the bank.

my bank did not give me a hard time. they closed my current account and opened another one. They are also re-directing my direct deposits for 30 days which will give me time to advise my employer.

I am more concerned about sending the letters to the pdls tomorrow and what type of reponse I get. Any words of wisdom?

You are going to get the usual: You signed a contract agreeing to follow our laws, (that is a lie, they must follow the consumers state laws), they are going to accuse you of fraud (another lie), they may say you have a certain amount of time or somebody is coming to arrest you (ANOTHER BIG LIE) Just stand your ground, don't back down, file your complaints with the AGs office and send/e-mail/fax the settlement letters multiple times a day if you have to, you will eventually get your results. Sooner than you think.

i am in ill and i have one store front and the rest are internet,they are cashnetusa,cashtranfers center,ameriloan gfsil, ics,pro.precessing,paycheck today, paychecknow, cash advance,crown lending,geneva roth,tmberhill,fsm,xtra cash,csm.which are legal and which are not,telllme more.

i worte something i need this thing reread, above someone answer me are those in the list above legal in illionis i am going to go for it i hope i dont regart this. laverne.

We have repeatedly answered your question, multiple times. Reread your threads, the answers are there.

i know steeler but someone came on and said it was ilegal to close your account and not pay your bill through them that is my concern what time is it where you guys are? i lost over 100 dollars in nfs this check i am mad but hopely i will get back on track i was robbing peter to pay paul and still owe both. i am going to close my account but i would like to ask a question if the dont close it can i stop my payroll? for a while till i get things together?

Laverne if you have direct deposit it can be stopped at any time. KYSIDE38

listen guys i just talk to a cousoler she said we can be garnish and they can take yu to court for those payday loans and all the payday laons are legal now and they do not have to settle with me only if i have legal resp. like them which charge a lot to do so help where do i go from here?

Laverne, I don't know who you talked to, but I can tell you right now most of those in that list are NOT licensed companies.

Step one...Get to the bank and CLOSE YOUR ACCOUNT. It is YOUR account, not the PDL's account..You can close it any time you feel like it, and it's not against the law. Open a new one, and give NO ONE the information.

I need you to tell me how long you've had each of those loans...Example: GFSIL-6 months, etc. and how much you've paid to them.

You can do this on your own. I did, along with many others here...And there are people on this forum that were in a LOT deeper than you.

Calm down and relax. It takes time, but you'll come through this, but you have to stay calm through it.

you say calm down but they sat they are legal and can do these things you cant ask for settlement, gfsil 6months,cash net usa,cash transfercenter you have to pay all at once, also cashnetusa, premeirprocessing 3months, crown lending one month,asto one month,timberhill times two for8 months,xtra cash 8months,ics 5months,paychecktoday only owe 175 with them paychecknow owe 80 dollars genovea roth 325 2 months maybe, timberhill,300 plus the 90 dollar fee,since may20006,