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#145
12-01-2006, 07:06 AM
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Senior Member
Join Date: Jun 2006
Posts: 2,488
Credits: 37,693
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Sub:
loans
Welcome to the forums. Hopefully we can help. What state are you from? Go to this link www.paydayloaninfo.org and look up your state laws. Then figure out how much in total you have paid each one of them. If it is over the max allowed by your state dont give them any more. Always pay the principal and what your state allows for intereest. Finally the last and most important thing. File complaints with Attorney General. Any body else you can think of. The more complaints the better. Best Wishes KYSIDE38
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RYDERS OF THE NIGHT |
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#146
12-01-2006, 05:13 PM
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Junior Member
Join Date: Nov 2006
Posts: 10
Credits: 356
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pdl
thanks so much!!i joined the forums and am glad you guys are here. i am from iowa. most of them are civil when thay call me but they are asking for more money than i can send them at once. they tell me they will not accept anything less than half of what i owe them. is that legal?i thought they had to accept any payment you could send them. im not against sending them $$ to pay off my debts but when they totally refuse to send me anything in the mail and tell me the only way they will accept money is out of an account i think these guys are totally breaking the law. how can they refuse to send me something in the mail proving that i owe them $$. im thinking its because they dont have a legal leg to stand on and they know theyre breaking the law!!! anyway i dont know the laws of my state but will do some research and find out. also i do know that if anyone has any pdls in nevada that barbara buckley is in politics and totally against them. she is in the process of passing several laws against these slimballs. i have contacted her and anyone else should also do so. the more e mails she gets the more she will probably help. i know of at least 2 of my pdl companies are in nevada. i have also contacted the governors office in my state to file a complaint. i really think if we all stand together they have to eventually do something to stop these companies!!!! good luck to all...
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growth can not happen if you are not willing to step out of the box |
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#147
12-01-2006, 05:16 PM
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Senior Member
Join Date: Jun 2006
Posts: 2,488
Credits: 37,693
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Sub:
pdl
Welcome to the forums. One person that is on here fromIowa is Sue she can be of great assistance to you. PM here. Also file complaints with the Attorney Generals office they are the ones that handle this. Your link to state laws is www.paydayloaninfo.org click on your state. Best Wishes KYSIDE38
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RYDERS OF THE NIGHT |
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#149
12-01-2006, 07:22 PM
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Junior Member
Join Date: Nov 2006
Posts: 10
Credits: 356
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Sub:
pdl
i dont have her # but if you goto her web site you can send her an email. i received a response the next day from her office. i just checked out my state regulations for pdls and i have over paid these companies. now im going to send them emails and tell them to clear my name off the accounts as paid in full. anyway just send her an email and let her know whats going on with you and your concerns. good luck.
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growth can not happen if you are not willing to step out of the box |
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#151
12-02-2006, 04:02 PM
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Junior Member
Join Date: Nov 2006
Posts: 10
Credits: 356
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Sub:
pdl
barbarabuckley.com -i hope she can help us out she hasnt contacted me in a couple of days but hopefully she'll stand behind us. i know of several ipdl companies in nevada. if you want some info on barbara buckley just do a general search. there are several articles in the las vegas sun times about her. good luck!!!
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growth can not happen if you are not willing to step out of the box |
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#153
12-04-2006, 02:47 AM
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Senior Member
Join Date: Aug 2006
Posts: 5,298
Credits: 71,530
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Nobody is erasing your questions laverene
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#154
12-04-2006, 02:42 PM
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Sub:
Laverne--
Maybe you accidentally posted your question in another thread |
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#156
12-05-2006, 02:09 PM
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Senior Member
Join Date: Aug 2006
Posts: 5,298
Credits: 71,530
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Sub:
They will continue to call you and harass you. Did you file your complaints with your AGs office? And here it goes GUEST, I'm going to do it!........................If you haven't filed a complaint with your AG yet, you need to to that. Sorry GUEST, just me being irresponsible again.
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#157
12-05-2006, 02:12 PM
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Senior Member
Join Date: Aug 2006
Posts: 5,298
Credits: 71,530
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Sub:
Also Laverene, tell them your employer does not allow personal phone calls, they are supposed to stop, but they sometimes continue to call. They are legal in your state, if you still owe on the principal you should speak with them and work out a payment plan. But still file complaints with your AG because they are unlicensed lenders in your state.
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#158
12-05-2006, 03:05 PM
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Guest
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Sub:
steeler what is the principle
i got the loan in may i paid 79 every two weeks till now how much is that for a 200 dollar loan, i paid a fee of 35 plus 50 to start and for the last 7 months paid them 79 i have paid them a total of 1185 already so i have not filed a complaint with the ag but going to tomorrow and what to say. i did call the office for my state they acted like they did not know what to do thats why id didnt i did sent my hr department a letter of revolkment i dont know if that will work now when i call them what should i say to them, i guess i will tell them i filed an complaint with them even though i did not do it yet. i know i will have a lot of call i have a lot of loans so ihave almost paid some of them out just a little more to go i just have so many they over whem me.
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#159
12-05-2006, 03:33 PM
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Laverne--
You had said you gave your letter of revocation to your HR dept. Did you ask them if they even honor wage assignments? Make sure your HR and PAYROLL DEPT know that wage assignments are voluntary and they can be revoked at anytime. Also, it wouldn't hurt to tell the pdls that you did file a complaint with your AG's office even if you really didn't, but you should get right on it with the filing of complaints. |
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#160
12-05-2006, 04:22 PM
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Guest
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Sub:
brownsugar
i talk to some in hr and she said if they send a wage assinment they would honor it and give them my money they could be telling them a lie and get my whole check. what to do or say i will call them tomorrow before i came to work. because i cant talk to tell here. can you pm me brown sugar. i need help fast.
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