Are Emilio Francisco and Debt Reduction Law Center the same company?

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Sub: #81
Replied on 04-09-2011, 09:42 AM
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Let me ask you something? Did they wait until you paid a fee up front to do this service for you??? If so, that is illegal. Look it up under the Federal Trade Commission if you don't believe me. It is totally illegal to do that for credit cards. They may have paid off your cards, and you THINK that your credit score will be great again shortly after they are done, but GUESS again. Nope, been there done that.

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Sub: #82 Thomassen Law Group uses Debt Reduction Ctr.
Replied on 07-06-2011, 11:52 AM
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You are absolutely right. Thomassen Law Group (A+ BBB rating) takes the initial info, then turns your file over to Emilio Francisco's group of Debt Reduction Law Ctr. (F Rating with BBB). I found out by accident when I asked for an email address and they gave me one for the Debt Reduction group.. They never returned phone calls, never spoke to my creditors on my behalf. Stay away from both companies.

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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