Stay away from New Era. I worked there when it was DTS. Dan is lying, he changed the name to try to out smart the BBB. They only settle your debt if you have money. If you have to make payments, chances are you will get sued by the creditors and have your wages garnished. New Era only wants one thing, your money.

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I am leary of anyone who doesn't speak about the affect that a settlement has on ones credit. Even if it is detrimental it gives the client an idea of the process

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You should really do your homework on this company. Not only is the BBB against them, so is the attorney general of New York!

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All debt settlement companies are bad and deserve F ratings because they ruin your credit and take your money by doing something that you can do on your own--negotiating with collection agencies after your original creditors sell your debt. You should get advice first from a certified credit counselor. Consumer Credit Counseling Services are certified through the NFCC.

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Cannot help myself here...

Guest,
The NFCC sponsored companies who are DMP providers are of next to no use or benefit when your accounts have been charged off and sold to a debt buyer. If a consumer is being sold into a DMP at that late a stage of collection, run, do not walk, run from said company/person doing the selling.


Mileage may vary

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Anyone have experience with Yellow Brick Debt Solutions?

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Anyone have experience with Yellow Brick Debt Solutions?

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I want to know if any one have delt with Best Debt Options. They calim they are part of attorney group and claim to be a great company.

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They were issued a subpoena by the NY attorney general's office which means there is reason to believe they a defrauding consumers. http://www.consumeraffairs.com/news0...5/ny_debt.html

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Make sure you check out the info at these two links:

http://ftc.gov/credit
http://ftc.gov/bcp/edu/pubs/consumer/credit/cre38.shtm

Two non-profit credit counseling agencies that offer help for debtors who are having trouble are: Consumer Credit Counseling Service: 1-800-388-2227 (or check the white pages of your phone book for the office nearest you.) National Credit Counseling Service: 1-800-955-0412.

Keep in mind that these non-profit organizations differ from credit repair companies. You should never pay an individual or a company to repair your damaged credit rating. If your credit rating has been damaged by late or non-payments, only time and repayment of your debts can repair it. If your credit report contains an error, you can repair it yourself.

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