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Sub: #1 Express Debt Settlement
Replied on 02-27-2009, 09:07 PM
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Has anyone used Express Debt Settlement or heard anything about them?

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Sub: #2
Replied on 02-28-2009, 02:49 AM
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Although I can't comment on Express Debt, I would suggest to you that you do your research before signing up with any company. Also, there is alot of information on this site about doing debt settlement on your own. Have you thought about doing it yourself. The fees these companies charge is very high and that money could go towards paying off your debt. Just something to think about.

I went with another debt settlement company and I regret it. I did not find this site until it was too late.

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Sub: #3
Replied on 02-28-2009, 04:27 AM
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Please check the points as mentioned in the following page before zeroing down to a specific settlement company: -

Best Debt Settlement Companies - How to choose the best out of the lot?


You can also browse through: -
USA Best Debt Consolidation/Settlement Companies Ranking Chart



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Send message to love_my_things
Sub: #4
Replied on 03-01-2009, 07:22 AM
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phoenix has a great post, as i mentioned before the only thing i would ad is this:

1, besure they dont outsource your account it will be hard enough to deal with without having to track down your account make sure your account is with them and them only

2. how long they have been in business with proven track record. new companies havent established enough clients yet to know how well they work or they may be a former scammy place that changed thier name for a clear record.

3. besure they have good customer service who will be handling your account and how can i get in touch with them if i have a question

4. They should answer the tough questions honestly. most companies dont like to answer questions like can i get sued? but they should answer yes no matter if they beat around the bush. If they lie run. How will you ever be able to trust them with your accounts if they lie off the bat? ask them alot of questions that are tough for them to answer. Like can my creditors still call? (yes, although it should slow them down).

If you follow phoenix list, and these suggestions you should be on your way to finding a good company.

good luck!


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Send message to manoj_gopale
Sub: #5
Replied on 03-01-2009, 07:38 AM
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Quote:
they may be a former scammy place that changed thier name for a clear record.
where the person can get the information whether this scammy company has changed the name and is operating under the disguise.Whether any govt official site keep the record of this issue?



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Send message to love_my_things
Sub: #6
Replied on 03-02-2009, 05:34 AM
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I know alot of forum moderators here can find this information I am too new to know were they are getting it from. But i have seen posts were they claim that company X used to be Company B that was ranked badly by bbb, and ripped people off. Maybe when they see this post they will let you know.

Usually most of these companies are posted in these forums somewere you just have to search. If its not make a new posting. The moderators are very informed here so you can take there information as serious and genuine


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Sub: #7
Replied on 03-02-2009, 09:03 PM
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BBB site can give you the dba (doing business as) names of a company. Attorney General's office can also be a good source of information.

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Sub: #8 National Debt Relief association
Replied on 07-28-2009, 03:32 PM
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has anyone done buisness with this company. I actually gave them a voided check but had it cancelled today when I could not find them anywhere on my computer. They tell you to go to debtrem.com but they are not debtrem.com. It just did not make sense to me. It is the last and only time I give any company a voided check. no one will protect me when I get screwed. They also said check on some tasc website and they are not even on it!! Go figure I owe money and some jerks want to steal the rest of what I have.

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Sub: #9 Linbrook & Associates
Replied on 08-03-2009, 06:30 PM
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Has anyone heard of this company? They sent me a letter saying they could help me but I am scared to go with another company and get screwed again.

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Sub: #10
Replied on 08-04-2009, 02:28 AM
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I'm sure that the above posts would give you the idea about how to pick the debt settlement company. Please go through those before deciding about taking the help.

However, IMO it's always better if you can handle the situation yourself. First, try to find out whether or not you can take care of your debts yourself or need professional help to do so.

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Sub: #11 Linbrook & Associates
Replied on 08-12-2009, 06:50 PM
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Has anyone heard of this company? They sent me a letter saying they could help me but I am scared to go with another company and get screwed again.

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Sub: #12 National Debt Relief
Replied on 11-02-2009, 02:21 PM
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Avoid this type of letter at all costs. According to the BBB in OK, this is not a government agency, but an actual company trying to scam you out of your hard earned money. Here's the link to the News Letter they posted on their website.

NewsOn6 - newson6.com/Global/story.asp?S=10719417

They tell you one thing, but don't provide and their advertising practices are very unethical.

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Sub: #13
Replied on 03-27-2010, 05:00 AM
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Has anyone heard of national credit relief agency - washington dc

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Sub: #14
Replied on 04-28-2010, 02:24 PM
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My Father went through Preferred Financial and compelted the program last March. Then I enrolled last month because I ran into some trouble. It's been working pretty successfully.

Sub: #15
Replied on 04-28-2010, 03:43 PM
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How much debt do you have?

Please give us some details.

somewhere in time
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Sub: #16
Replied on 05-06-2010, 08:24 PM
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im running out of time. is there a goverment agency that can validate wether a company is legit or not??




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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