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 Posted: Tue Sep 12, 2006 8:49 am Subject: pd6ventures/express cash-The loan shop HERE WE GO !!!!!!!!!! |
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I am gathering Princeton Harris PD6Ventures/express cash - The loan shop is M1YDirect? I received an e-mail of refusal to apy from PD6Ventures/express cash I e-mailed them back asking who they were and/or who they represent and they said M1Ydirect is this a collection agency or is this just the company under a different name? I did e-mail, fax and mail them a letter which they just ignored and now they are sending threatning e-mails should I send them a debt varification letter? I have paid them way too much money already and they still try taking money out of my account even when I sent them a letter revoking authorization - Any suggestions I will most likely need to answer them.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 9:45 am Subject: |
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Find out if they are licensed in your state.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5324
Debtcc Points: 71256
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| Posted: Tue Sep 12, 2006 10:01 am Subject: |
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I did not think that any internet company was licensed in any state? Am I correct in saying that?
I did check on Polly's blog were she has the state corporations listed and I could not find anything for PD6Ventures/Express Case M1ydirect nothing - I live in Arizona - Wondering if I should just send them the letter I originally sent them telling them I have already paid too much and to mark my account paid in full because actually based on the laws they owe me money back - Any suggestions.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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Bossy4455
Moderator
Joined: 27 Feb 2006
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| Posted: Tue Sep 12, 2006 10:11 am Subject: |
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I am confused. express cash is a loan company and M1YDirect is a separate one. Do you have loans from both these companies? Which company have you paid? Have you confirmed your money posted towards the account? You should ask for the loan statement from the company so that you can review your past payments.
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anthony
Joined: 22 Jun 2006
Posts: 463
Debtcc Points: 8677
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| Posted: Tue Sep 12, 2006 10:19 am Subject: |
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The only one I took a loan from is M1Ydirect I will
include a copy of the e-mail that was just forwarded to me I also was confused I had 3 loans cash today ltd,paragon, M1ydirect this e-mail came out of the blue the other day-
| Quote: | This is in regards to your loan with M1Y Direct on 5/22/06 for $300 dollars.
Princeton Harris
Account Manager/Reconciliation Consultant
The Loan Shop: PD6 Ventures/Express Cash
Phone: 1-800-859-6439 ext. 358
Fax: 1-866-323-6555
pharris(at)dmsmktg.com
All payments MUST be wired via MoneyGram!
Receive Code: 4959
Pay to: LTS Management
City: Kansas City, Missouri (MO)
Loan ID or Account number: Call me at 1-800-859-6439 ext 358
Please call ( digit reference number into the office immediately after making the MoneyGram payment.
Walmart store locations accept MoneyGram payments. Complete BLUE Express Payment form.
This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify the system manager. Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email. |
WHAT COMPANY ARE YOU? OR DO YOU REPRESENT? DO NOT KNOW WHO YOU ARE?
| Quote: | Princeton Harris <pharris> wrote:
September 8, 2006
Dear Debtor
The difficulties experienced by the collection department at PD6 Ventures/Express Cash when attempting to obtain the slightest amount of cooperation from you have led to your account status being changed to “Refusal to Pay/Intentional Neglect”.
This is a serious matter and all appropriate actions will be taken to collect this balance. Through your actions (stopped payments, declined payments, account’s closed or ignoring calls…) and lack of cooperation, it is evident that you have no intention of paying this account willingly and further actions must be taken.
Whether or not you considered it, borrowing money and intentionally neglecting to repay what was loaned to you could be looked at as a form of theft by deception or fraud please contact me immediately to clear this issue up. The consequences for the actions that you have taken were clearly explained in your signed loan contract. To avoid these consequences, return one of the attached authorization forms before 5:00pm CST today, September 9, 2006, so that this balance can be cleared without further incident.
If you have any questions about your account with my company, feel free to contact me by phone or email.
Princeton Harris
Pre-Legal Department
PD6 Ventures/Express Cash
1-800-859-6439 ext 358
866.323.6555 fax
pharris(at)dmsmktg.com |
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 10:26 am Subject: |
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So, I am gathering maybe M1Ydirect turned this over to PD6ventures/cash express a third party collector/loan company - I have no idea does anyone?
I am going to ask for validation of the debt.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 11:16 am Subject: |
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PD6Ventures/Express Cash is a payday loan lender. There is also an ASAP that is a payday loan lender, and both of these lenders have emails that are directed to DMS Marketing emails. I notice that the email address on the letter that you received is a DMS Marketing email also. It may be possible that M1Ydirect is also affiliated with them. I have had loans with ASAP and Express Cash, but don't know anything personally about M1Ydirect. I am sure someone else here will know.
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kswesterman
Joined: 09 May 2006
Posts: 119
Debtcc Points: 3013
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| Posted: Tue Sep 12, 2006 12:10 pm Subject: |
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The second letter is the generic format of PD6 Ventures/Express Cash. It sounds that they are collecting for the loan you have with M1Y Direct. Get the file number and your account details from them and propose your settlement offer. Remember to get the PIF letter from the company once the account is closed.
Now, move next to cash today ltd and Paragon. I don't like talking about CTL because of their wrong business activities and people getting scammed by them. How much have you paid to them and Paragon?
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anthony
Joined: 22 Jun 2006
Posts: 463
Debtcc Points: 8677
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| Posted: Tue Sep 12, 2006 12:28 pm Subject: |
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I have paid M1Ydirect and Paragon around 580.00 in fees for a 300.00 loan and cash today ltd 413.00 in fees for a 200.00 loan. I received an answer back fro PD6Venture/Express Cash - See below
I would like to know how M1Ydirect is affiliated with The Loan Shop: PD6Ventures/Express Cash ? Also, have you received any of my faxes?
They are affiliate companies and no I have not received any of your faxes.
I have now just sent them an e-mail requesting my file number and account details so we will see what they come back with now.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 12:38 pm Subject: |
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ouzog12,
I am having the same problem with these folks, however I have never had a loan with them. I show no where in my old bank account that any of these companies loaned me money. But I keep getting nasty threatening emails from William Schlappi saying I owe $620.00. I have sent them validation letters over and over again. Mr. Schlappi says he's given me the only information that he is going to provide to me and that is that I owe them $620.00. I told him that in Texas he has to provide a contract that I signed. He says they don't have to comply with any state. So, I just turned them over to my AG here in Texas because I am fed up.
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SHbear
Joined: 01 Mar 2006
Posts: 65
Debtcc Points: 2695
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| Posted: Tue Sep 12, 2006 12:43 pm Subject: |
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I did have a loan with M1Ydirect but not PD6Ventures/express cash or the Loan shop even if they are affiliated why do they have 3 different names that they address letters with. Also he should be able to provide me with some kind of information if they think I am going to do anything because they have already got too much money from me and I will turn them over to the AG also. I went back to my bank accounts also and it never showed where I got a loan from any of them either.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 12:49 pm Subject: |
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These companies are more than likely all the same company, just different names. Xpress Cash/PD6 Ventures/Loan Shop/DMS Mktg and it is possible they are affiliated with M1Ydirect. That's how they get money out of your account if you block one company they'll just use one of their affiliate names to take out the money because you didn't block that company, that is what my bank told me.
_________________
Register today to cash in debtcc points.
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Guest
Debtcc Points: 100
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| Posted: Tue Sep 12, 2006 1:00 pm Subject: |
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Great! well my account has been frozen and most likely at the stage of the game unless something changes closed. I will not give them anymore money nor will I let them screw up my account with tons and tons of charges. I am wondering now since I have not heard from Paragon if they are affiliated also with them? I sent cash today ltd a letter from Polly's blog and I have not heard back from them at all not even a phone call or an e-mail. So, do not even know what is happening there either.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 12, 2006 2:04 pm Subject: |
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I had a loan with Paragon in the past also, and they were quick to mark my account paid in full. Have you sent them the letter asking for your account to be marked paid in full?
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kswesterman
Joined: 09 May 2006
Posts: 119
Debtcc Points: 3013
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