Fairhaven Law Group Scam - Is it a legitimate company or a scam?

It is a scam!!! I worked there they not only screw their customers, they screw their employees!!! The way they do things is also illegal!!!! Work the program yourself!!!

Fairhaven, law offices of victor w. Luke, they're all the same!!! I too am a former employee and they are an illegally operating scam that is there to make money for two people, simon akhaven and kathy feldstein they pay their employees nothing and don't care about their clients!!! Run from them they will steal your money!!!

Scam. Worked there for a while, didn't know how much of a scam it was until the end. Has changed names. Now Law Offices of Victor W. Luke. Still a scam.

I went Fairhaven and it was the worst decision I made. Yeah,it looked and sounded great, they had people that told me how they were going to get me out of debit, but instead I had to pay big bucks up front and was suppose to save over 1,000 a month into an account that they had access to and once I had enough money in there they would pull out that each month but never paid any of my creditors. Then I had money that I obtained and called them to make arrangements for my creditors that I wanted to pay off,but they did not want that to happen and for me to be able to get out of my debit fast and when they finally made calls and arranged to settle the bottom line, I could have paid them off myself without screwing my credit completely. They did not settle any of my debit for me and I ended up paying them over 10,000.00. I should have taken that money and made my own settlement with the companies. It was a very bad decision on my part and I would suggest to anyone looking to use any of these companies that state they will settle your debit for a portion of the outstanding balance to walk away and deal with the companies yourself..Now Im at the point of bankruptcy because I got no help from the promises they made but they did get my money.... beware, if it sounds too good to be true,it probably is.

Sounds like you got fired and your mad, right?

I used to work for Fairhaven, it is now call law offices of victor luke. They not only screw over their clients but also their employees. Their customer service department used to be located in santa ana, ca. One day the upper management came in and laid 98% of that office off and started a new one in denver, co. Everyone in the office was quite worried that was happening and when the management was asked they denied it and said dont worry...we are not letting anyone go. They continuously lied to me the whole time I worked there. Screw them!!!!!!

current employee, not a scam, yes the company can pay better for the work we do...but the employees are dedicated to help each and everyone of our clients. we just have SO much work and SO many clients that it is VERY hard to keep up but we all love the jobs we do and love our clients and our goal is to help with their financial situation as best we can and as fast as we can. but as i mentioned, we should be getting paid more!

I too still work here, been here almost 3 years. The company has been great to me and my family. I looked forward to Thanksgiving and Christmas. For those of you that have nothing positive to say I suggest you look deep inside and ask if you were a "good" employee? how was your "attendance"? as I stated previously, I still work here and can't really complaint. People who speak were probably the ones that hardly came in to work because they were too "hung over"... our company has helped thousands of people who are willing to give their 50%... be honest to yourself... you can BS people that don't know you... but not us! take care and good luck on that job junt!

My thoughts on Fairhaven Law Group. This company can work for some people but you have to do your part of it and I encourage you to understand excactly how the program works before signing up. Also, I do think that the what they do for you can be easily done on your own. However, a lot of people don't understand how collection agencies and creditors work nor how the negotiation process works.
So how this program works. First of all you have to SAVE money...this is in addition to your monthly payments towards the law firm. The money you save will be used to settle your credit cards, the money you pay the law firm goes towards its employees. They can't work for you for free. Second of all Fairhaven will ask you to stop paying your miniums and stop answering phone calls for collectors/attys/creditors. This is because collection agencies will NOT work with you nor the law firm to negotiate your cards down when you are still paying them. This is just how it works. Now the risk in not paying your minimums is that the collection agancies can sue you... the odds are in your favor that they won't, but they can. In this case fairhaven will work with you to have the lawsuit dropped. But again, no guarantees. Also, by not paying your minimums your credit score will drop... however when you are thousands of dollars into debt you are not going to get a loan anyways, so your credit score doesn't really affect your life. Also after you have settled your cards you can work to bring this score back up. You should not answer creditors calls because they can be sneaky and doupe you into something unfavorable.
Usually you have to stop paying minimums for about six months before creditors will begin negotiating with you or fairhaven. Different cards work differently Chase/BofA/Citi/Target... are more agressive companies, they don't like working with companies like Fairhaven and tend to be a little sue happy. Anyway, after six months you can start negotiating down your cards but you must have money saved. Fairhaven will not even talk to creditors before you have at least 40% of the card balance saved up. This is because when you make a settlement with a creditor they want the money NOW. If you don't have it... they will try to take whatever you do have. This leads you into making payments. Payments of $100 a month doesn't sound bad but when you have to do it until the card is payed off this could mean payments of $100 a month for the rest of your life!!!!?!
Anyway, I just thought i'd give everyone a little insight. Like I said... Fairhaven can work for you however their are risks and it is something you can do on your own. Either way I think negative feedback mostly comes from people not understanding how the program works!!! There are risks to this, but it can get rid of your debt for a fraction of the price. If you plan to try to negotiate on your own, you also have to understand. Collection agencies are sneaky and you have to make sure you don't sign up for something that isn't in your benefit.

Spoken like a true employee!! Ha!

I have been with Fairhaven for 1 year and have paid off 1 credit card (1/2 of what I owed on it) and I have 4 more to pay. The program is, You stop paying all credit cards once you agree to go with Fairhaven. The 1st four months they withdraw out of the agreed savings account you set up the full amount. After that. They withdraw 1/3 of it & the rest stays in there to save up to pay off credit cards. Fairhaven then, when they feel you have about 50% of what is owed on a credit card, will negotiate with that company and can sometimes get that company to agree to take even less to pay off the card. Then you save more till Fairhaven feels they have enough to negotiate the next card. After some time, Fairhaven's fee is paid and the whole amount stays in the svings and the cards will get paid off faster. As for the Card Companies calling you, change your number like I did. DO NOT TALK TO THE CREDIT CARD COMPANIES ONCE YOU GO WITH FAIRHAVEN! THAT'S WHAT THEIR JOB IS! ANY MAIL SENT BY CREDIT CARD COMPANIES, SEND IT ON TO FAIRHAVEN. All of the people you read here complaining about tem, either talked to the card companies & got fooled into paying or didn't put money into the agreed monthly savings acct. I Love Fairhaven!

Yes, I payed them 3,200 up front. But on 1 credit card alone, they made it possible for me to breathe again. My AMEX bill was over $9,000. I settled for $1,100. Well worth it. Yes, sometimes they can lag behind, but as long as you continue to call and state your claim, you will get results. The key is though, YOU HAVE TO SAVE MONEY. If you don't ur fucked.

Okay, here is the brutal truth!!!!!! The goog blogs on this site are employees trying to combat the majority of BAD statements. I lost 7,814.03 dealing with them, got served at my job, and now have 1 judgment and another 1 pending. They don't have attorneys that make court appearances (LIAR!!!!). Sure, they Have Victor Luke as a decoy, but I never met him, and NO he didn't show up for me at court. The Fairhaven law group turned out to be fiar weather foes!!!!!!!!!!

The company is horrible. I quit and moved on to another company because I was tired of having to lie to my clients to keep the upper management happy. They are not FCDPA compliant, they do not offer a trust savings account for the clients like Noteworld or Global Client Solutions, which is a BIG RED FLAG!! Fairhaven expects you to save on your own. They claim to be a Law Firm, but if you get sued, there is no attorney to represent you like they tell you in the beginning. You should check with TASC(The Assoc Of Settlement Companies). Keep in mind that Fairhaven Law has changed its name several times in the past- 1. Ydebts 2. Fairhaven Law Group 3. Law Offices Of Victor Luke. The posts that are here saying good things about Fairhaven are current employees or current managers. PLEASE BE CAREFUL!!!!

I used to work at VW Luke and it is just a horribly run company. It is not a scam, but they dont exactly do much either. There are clients that have been trying to file bankruptcy with them for over 2 years! The office is a mess and the "paralegals" are for the most part not trained or certified. They dont care about the clients and the turnover is ridiculous. I spoke to clients everyday who felt so hopeless because I was the 3rd or 4th person to handle their case and nothing was being done. There were actually some clients that had not been contacted for over 6 months! If you're thinking of filing bankruptcy or getting into a debt settlement program, save yourself a lot of time and anguish and find someone else. Be sure to do your homework though because there are a lot of VW Luke firms out there too.

I was in debt 70K. You have to be very dillengent in saving the amount they tell you to. If you follow their plan you will be able to get out of debt quickly. Yes you do have to make initial payments to them. They are a law firm. Any attorney will ask for a retainer fee. This is virtually the same thing. They are professionl and very knowledgable. Thank you Law offices of Victor W. Luke for getting me out of debt.