I worked there for a couple of years, let me tell you I know everything there is to know about that company and the Owner/Silent Owner of Law Offices of Victor W Luke and Fairhaven Law Group & Ydebts etcc.......... As you can see they have changed names a couple of times and so on.
As much as I would like to think there are honest companies out there this is not one of them. I can tell you with certainty that it is a scam and only a very small percentage of debt truly gets repaired. If they were so honest and good why are there more complaints than congrats. I will tell you this, everything they do you can actually do. Yes it is time consuming that is why they give you a two year time frame. But you can do it. I have been in every office they have and I have watched and listened to what they do.
Go online and do some reasearch you will see it is not that difficult to do. I have done it for a few of my friends and family. I hope the people that have been scammed out of there hard earned money and ended up in BK at the end of the road, I wish you the very best. Don't ever go with one of those type of companies.