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Sub: #241
Replied on 06-23-2009, 04:38 PM
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hahahhaah OMG Go XXXX yourself SHILL/tom321

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Sub: #242 HELP!!!
Replied on 06-24-2009, 12:36 PM
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I contacted Allegro Law in October 2008, at the time I have never been behind and I have good credit but the payments to the creditors were too high. I contacted the creditors and wanted to negotiate a lower payment schedule and was told that nothing could be done. Since I wanted some kind of dept relief I contacted Allegro Law. To make a long story short they have already gotten alot of money from me and I have done everything that they have told me and now I being sued by one of the creditors. When I called Allegro Law they said I needed to sign some papers and disclose all my dept and assests and send them back in before they could help me. One of the papers is a legal disclaimer, do anyone know what this document is? They also told me that I was going to get contacted by the legal dept, what a joke!! The person that called me sounded like a kid and when I asked him a legal question he responded by saying, "I can't answer or give you any legal advise, because I'm not a Lawyer!" (HUH???) So why did you called me I asked him and he's responce was to tell me to get a LAWYER!!! Beacuse they can't represent me in a court of law!! So, I have paid Allegro $618.00 monthly for the past 8 months which adds up to $4,944. according to the sells rep $539. goes to attorney's fee and $79. goes to escrow in total $4,312. went to them and $632. is in escrow so they can't even negotiate with the creditor that is suing me because I don't have enough in escrow!! I keep calling them and keep getting different storys. Now I have to hire a lawyer and spend more money that I don't have and still gonna have to pay the creditor whatever the judge awards them!! Has anyone else had to go through this. I really cannot afford to lose the money I paid them but I am at a loss as to continue with them or not. But my payments are over whelming! Oh forgot to mention that my credit score is RUINED!! Can't even get a parent plus loan for my son to go to college!!

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Sub: #243 Allegro Law
Replied on 06-30-2009, 03:02 PM
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I just spoke with them and they will not give you any info until you "fill out" an application as they put it. I asked how much, give me something to read, etc. No, trust me. Whenever someone says 'trust me' - I don't

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Sub: #244 Allegro Law and The Credti Exchange
Replied on 07-01-2009, 09:32 AM
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I just want to get on here and warn ANYONE even remotely considering doing business with either Allegro Law or The Credit Exchange to absolutely do not do it. The credit exchange "referred" us to this law firm and made all the fancy promises about how they could settle this debt and that debt, etc. Well we paid the up front fees which basically means they get a bunch of money for doing nothing.

We decided to quit the program before we lost anymore money. We requested a full refund which as they told us we are not entitled to as the fees are non-refundable. So basically we gave this firm $2,000 to do nothing for us.

After I consulted my attorney general in my state they informed me that a debt settlement company is not allowed to take up front fees in my state. I filed a claim with them to get my money back.

In the mean time I called Allegro law and informed them of this in which case I was told I would receive a full refund. Well the period of time passed for it to arrive so I called again. After much confusion I was again told they would expedite the payment and the lady I spoke with said she would call me to confirm later that day. Well, surprise - She never called. So, I called again and was told I would receive no refund. I asked to speak with a supervisor who told me the decision was made by the "agency" to not refund my money. I asked who the "agency" was and she said the Credit Exchange which was who we initially talked to. She gave me a number to call them at. Well, I tried that number and it was an adult entertainment chat number - Thanks a lot for the accurate number. I then looked the Credit Exchange number up on the net and called it. The guy who initially signed us up (Nick) just kept repeating the same stuff and said we need to speak to customer service. He then said he would transfer me and when he went to he hung up.

I am still aggressively pursuing this through my attorney general but in the meantime - PLEASE DO NOT SIGN UP WITH THESE CROOKS. You will end up worse off.

I really think when the credit card companies see you signed up with outfits like this they actually pursue you even harder.

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Sub: #245
Replied on 07-01-2009, 03:06 PM
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Well now Mr. "Nick" with The Credit Exchange sent us copies of the great letters they sent out to our creditors which is what he claims they have done for us and why they should keep my $2,000.00 . It is a basic form letter with a photocopied signature of Mr. Helms the alleged lawyer of the operation at the bottom. The morons didn't even get the right SSN as the ones to my creditors have my wife's SSN instead of mine.

I will fight these crooks to the day I die. My only hope is nobody else falls these scam artists with this worthless company.

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Sub: #246
Replied on 07-01-2009, 07:57 PM
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i heard Allegro Law was subponead by NYS attornery general and they confiscated thier company

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Sub: #247
Replied on 07-03-2009, 07:03 AM
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They have been a part of an investigation by the NY attorney general. The North Carolina attorney general's office on July 1st, 2009 announced that Allegro Law is one of 12 companies that have been issued Cease and Desist letters demanding they stop violating North Carolina law.

You see it in is in the general statutes of North Carolina that a debt settlement company is not allowed to charge up front fees for their Alleged service.

Apparently, the so called lawyer at Allegro "so called" law did not know this and in doing so committed a felony. I am proud to say I played a part in exposing these crooks.

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Sub: #248
Replied on 07-06-2009, 07:58 AM
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Hess Kennedy and The Consumer Law Center claimed to help people reduce their debts by nearly two-thirds in exchange for an upfront fee of as much as 15 to 20 percent of a consumer’s total debt. Instead of paying off consumers’ bills, the defendants kept most of the money. Last year, Cooper won a permanent injunction that bars the firms from any debt settlement services in North Carolina. To try to recover refunds for North Carolina consumers, Cooper’s office in May of 2009 filed a proof of claim with the receiver appointed to handle the companies’ assets.

Life Changing Credit Repair Services and its owner, Anquella Davis promised to fix consumers’ credit so they could qualify for home loans and other lines of credit. The company charged consumers $150 to $500 upfront and then failed to repair consumers’ credit or increase their credit scores. The Attorney General won a temporary restraining order and a preliminary injunction in 2008 barring the firm from engaging in business in violation of NC law, including prohibiting it from collecting advance fees for credit repair. The company has since shut down, and the court issued an entry of default against the defendants last month.
Included in today’s sweep, the Attorney General’s Office issued cease and desist letters to 12 debt settlement and credit repair operations in the past six months. The letters demand that the following companies stop violating North Carolina law:
Credit repair firms Aces Credit Solutions of St. Charles, IL and Gloria Diggs of Charlotte.


Debt settlement firms Federal Debt Relief System of Hollywood, CA; Paradigm Financial and Investments, Inc. of Fullerton, CA; No More Mortgage of Orem, UT; Accelerated Debt Relief of Murphy, TX; Lawgistix, LLC of Miramar Beach, FL; Allegro Law of Prattville, AL; Global Financial Group of Henderson, NV; and Colonial Financial Solutions of Turnersville, NJ.

Now here is the logic FOLLOW ME HERE: If Allegro Law LLC has a network of lawyers around the country Like they CLAIM to have (Their site claims they have 2 in NC) SHOULDN'T they have known that taking upfront fees in NC was against the law.

I'm just saying. THINK about that.

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Sub: #249
Replied on 07-06-2009, 08:01 AM
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Don't Do It is on the job folks. Good work there.

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Sub: #250
Replied on 07-06-2009, 08:02 AM
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I used Allegro Law firm their "settlements" included 50% profit which stills seemed low at first. But in the end they never settled anything! More than a year passed with absolutely no progress, just making me run around for them calling my creditors and acquiring info for them... rediculous company, do not do it! I would have saved more than 20% on payments if I had negotiated directly with creditors. They do not settle anything until getting paid in full amount... this is an example of a bat debt solutions company. Please don't make the same mistakes, call your creditors directly, and plead with them, they can be more than reasonable. Then choose a company that will charge less and only if they make progress initially upon first payment garanteed. Otherwise DONOT DO IT!!!! Now allegro is refusing to solve my debts and is refunding me only 75% of what I paid!!! REDICULOUS.... they are thieves, do not do it!!!

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Sub: #251
Replied on 07-06-2009, 01:19 PM
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If you have been scammed by these folks don't give up. File a claim with your attorney general and file a complaint with the BBB.

I spoke with an employee with our attorney general here in NC and they have been contacted by the Alabama officials. They are now being investigated for a variety of fradulent activity there as well.

In the meantime I cannot stress this enough to anyone considering this scam - DO NOT FALL FOR IT.

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Sub: #252 Allegro Law
Replied on 07-06-2009, 01:24 PM
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Im currently using them now and the sales rep lied to me about a lot of things. When I called the firm to tell them that I was mislead they would not help me. They just criticized me for not reading the contract thoroughly. They also entered my banking information incorrectly and I was charged all kinds of late fees on my credit cards and it showed up on my credit report. An other thing they would not fix. The customer service rep was so rude. Once you sign up its almost impossible to get out. Make sure you read the contract thoroughly before making a decision. Im trying to find a better company who doesnt charge you so much. They charged me $404 just to sign up and now Im paying $50 a month. The sales rep never told me about having to pay them $404 up front. I thought it was to pay the first payment on my credit cards.

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Sub: #253
Replied on 07-07-2009, 05:08 AM
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I would definitely not continue to give them my money. File complaints against them wiht your attorney general and the BBB. If you keep paying you are just going to lose more money.

I went through that same crap with them. Nothing but lies and rude customer service.

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Sub: #254 Allegro
Replied on 07-07-2009, 07:19 AM
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I'm still undecided as to whether I made a good choice with Allegro. There have been a lot of issues and mistakes. I'm a little worried today as I called due to the fact that my payment has not came out of my checking account this month. When I called Customer Service he said something is going on with the Trustee change over?? Should I assume something is wrong?

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Sub: #255
Replied on 07-07-2009, 08:25 AM
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I am now being told by my attorney gereral's office that Allegro are under investigation by the Alabama Securities for illegal activities including failing to properly register with the state.

It is only a matter of time before these scammers are gone.

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Sub: #256 I still need help!!
Replied on 07-07-2009, 08:35 AM
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Since my last post, I have contacted an attorney and he is willing to file a CLASS ACTION LAW SUIT against ALLEGRO LAW. I have paid Allegrow Law close to $6,000. and when I leave to so called "program" all I will get back is $624.00!! I am upset and don't know if I should contact the creditors direct and ask for Mercy!! I am being sued by Amex and they don't want to talk to me now, I had a chance to settle, but since I listenend to ALLEGROW and did not speak to them, now is too late. I want to know how can I go about filing a complaint against them with the Attorney General's Office and the BBB.. Please help!! Oh, and for those who are considering to use them, STAY AWAY!!! DON'T DO IT!! If you want to give your money away, give it to the poor or throw it away!!!




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* Disclosures:
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