Unfortunately, this is par for the course for most debt settlement companies. They do not want to review all your possible options and their ramifications, they simply shoehorn you into the most profitable solution for them.
This company is being sued by the Attorney General of Alabama, thanks to properly filed complaints by people like you. "http://allegrolawreceivership.com/"
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wheres all my money at that i have been paying out for the last four months
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It all went to their fees. They charge around 15% of your total debt you put into their program and they make you pay most (if not all) of that up front. There is an outcry to force these companies to not be able to charge you anything at all until *after* they have actually performed their services, but it requires people like you to raise the rallying cry.
Unfortunately, the cost comes at your destroyed credit and that is why these people need to be regulated *now*, so they do not ruin even more lives.
That's because they are staffed with professional salespeople who get commissions and so are only interested in selling you the package that puts the most money in their pockets, regardless of your actual need.