I was fooled by both: Hess Kennedy and Allegro Law. They are both under receiverships now trying to settle matters with the court. I used Hess Kennedy before and got stuck-up with them until now. My proof of claim has been received and been approved and they are scheduled to give money back to the claimants like me on Dec. 31, 2009...hopefully nothing will go wrong again. While doing this Proof of claim filing last March 2009, I tried Allegro Law. It was good then for 4 months until I receive a letter from a lawyer that I have to pay my debt in 30 days through them thinking that I am covered by Allegro Law. I was in panic and called Allegro right away. Got hold of them and they said things are being taken cared of and they will contact the credit card company, blah blah blah. It was a relief! In 2 weeks or so, I received a subpoena stating that the credit card co. is suing me for the debt I owe them. I had 30 days to respond. I was again in panic and called Allegro the second time. I got hold of them and the representative told me that Allegro Law is now under receivership and I have to wait for 2 weeks or more to see if my account will be taken cared of or not...well, I was hysterical, of course! I hung up the phone and called a local lawyer to take my case. I did not continue my payment to Allegro Law. I just told myself to forget about them and move on and do this settlement on my own with the help of a lawyer who's always there to communicate and understand you. That's what I did and my lawyer got a settlement with the credit card company although the amount is "as is" but then I am sure that my money is going straight to the creditor. I am making a monthly payment to my lawyer now who sends the payment directly to the lawyer who represents the creditor. I don't care how long I will wait but at least I am sure that my money is being sent at the right time, to the right person. So, don't be fooled...please learn this lesson from me. Good luck!