I did a lot of research before I chose to go with this company. I was and I still am a little freaked out, but I had to do something to change my situation, so I decided I was going to let them do the work for me instead of trying to do it myself. Yes there are fees and they do seem a little high, but I will still save almost $40,000 even with their fees.
The reason I went with them was because the credit card companies were unwilling to work with me. I lost almost $600 a month in salary, explained the situation, they wanted to put me on a payment program that was $200 higher than my minimum payment. Does that make any sense whatsoever? I will update all of you as time goes on. I am on a 48 month program, but I am hoping to complete it in 36 if possible.