I know that if it were me in that situation, I have three kids of my own, I would pay every last cent I had if it even gave me the hope that it would make things better.
However, I work in healthcare and I can tell you that the charges are INSANE! My son broke his hand and most of the time in the ER we just sat, only saw a nurse practitioner for a few minutes, until the x-ray was read, then she said 'yep its broke" put a splint on it, told me to follow up with a spec. and sent me home $545 billed just for her, $700 for the ER, $900 in x-rays, $50 for a splint (I could have bought at Walmart for $10), etc. Thank GOD I WORK THERE AND OUR INSURANCE WILL COVER IT 100% EXCEPT FOR ANY CO-PAYS. I think I ended up even with spec. bills (he's our employee) paying $55 out of my pocket for the whole thing.
Healthcare is absolutely skyrocketing...I don't know how these families that make little to nothing can even afford to have it, but I sure know that you can't afford not to.