Posts: 514
Credits: 9,201


Send message to bflow30
Sub: #33
Replied on 06-30-2007, 06:07 PM
Reply With Quote

I know that if it were me in that situation, I have three kids of my own, I would pay every last cent I had if it even gave me the hope that it would make things better.
However, I work in healthcare and I can tell you that the charges are INSANE! My son broke his hand and most of the time in the ER we just sat, only saw a nurse practitioner for a few minutes, until the x-ray was read, then she said 'yep its broke" put a splint on it, told me to follow up with a spec. and sent me home $545 billed just for her, $700 for the ER, $900 in x-rays, $50 for a splint (I could have bought at Walmart for $10), etc. Thank GOD I WORK THERE AND OUR INSURANCE WILL COVER IT 100% EXCEPT FOR ANY CO-PAYS. I think I ended up even with spec. bills (he's our employee) paying $55 out of my pocket for the whole thing.
Healthcare is absolutely skyrocketing...I don't know how these families that make little to nothing can even afford to have it, but I sure know that you can't afford not to.

Posts: 1,085
Credits: 10,945


Send message to irish51cc
Sub: #34
Replied on 06-30-2007, 06:23 PM
Reply With Quote

See that is what makes me so angry about the pdls! So many of us here are living pay check to pay check anyway - just trying to make ends meet and then some type of emergency strikes and we think well - I will only take out one pdl. Then things escalate - you have food, rent, utilities, medical bills that are outrageous and then you add in the fees from a gazzillion pdls and to top it of some clown comes here and says "PAY YOUR BILLS!" And you would love to pay your bills - the legal ones - but your account is so overdrawn that you can't even buy a newspaper if you wanted to and you are searching in the furniture to find enough change to get put gas in the car so that you can get to work and some bozoo in India is calling you telling you you owe 1k on a 200.00 loan. Like they are going to see it!

__________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.

Posts: 1,085
Credits: 10,945


Send message to irish51cc
Sub: #35
Replied on 06-30-2007, 07:17 PM
Reply With Quote

Cannr - I was just on the FBI's web site - they have one area that is just for complaints against internet companies. You have to go there and file a complaint. Wait until you see it!

__________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.



Posts: 2,315
Credits: 40,766


Send message to Morningstarr430
Sub: #36
Replied on 07-01-2007, 03:52 AM
Reply With Quote

Irish...I find it amazing the strength you have after life has thrown you the worst curve ever. It is reading words like yours that can keep other women strong. You are an inspiration to all of us. That you could continue on after all that has come to you...makes my little complaints and issues so unimportant. Thank you for sharing your life with us.

Posts: 1,085
Credits: 10,945


Send message to irish51cc
Sub: #37
Replied on 07-01-2007, 04:16 AM
Reply With Quote

Thank you Morningstarr, but no ones problems are unimportant. You would not want to walk in my shoes and I would not want to walk in yours. It has taken me years and experience to find the strenghth and the courage that I have today and tons of faith and prayers. But there are two things that I have learned and have to keep remindig my self of and thos are don't sweat the little things and pick your battles. Two very hard things, but I try to remember these two things - sometimes on an hourly basis - but i helps me get though the day. And there are just some thing that can't be changed so don't try - it takes too much energy! This is how I make it through my life - which some days seems like a Lifetime movie!

__________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.

Sub: #38
Replied on 07-01-2007, 06:33 AM
Reply With Quote

irish,

You have a great way of looking at life. You have been a great help and support to me through many things over the past year.



Posts: 2,315
Credits: 40,766


Send message to Morningstarr430
Sub: #39
Replied on 07-01-2007, 06:49 AM
Reply With Quote

Thank You Irish...I am facing a bunch of issues right now...financial and medical..I hope I will be strong enough to stand up to both issues!!!

Posts: 1,085
Credits: 10,945


Send message to irish51cc
Sub: #40
Replied on 07-01-2007, 07:00 AM
Reply With Quote

I know that you will Morningstarr - you will be amazed at what can be done when you have faith - it can move mountains and overcome any situation. Just trust in your self and bit by bit you will gain the confidence that you will need to get through this time. Thanks Mishele - I love you too!

__________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.




Posts: 5,357
Credits: 63,116


Send message to frogpatch
Sub: #41
Replied on 07-02-2007, 04:29 AM
Reply With Quote

Write to the corporate office of your bank and tell them that you are filing a complaint with the OCC and copy the manager of the branch. Watch how fast you get results. Is it a national bank?

Ang
Ang's Avatar
Posts: 2,301
Credits: 21,119


Send message to Ang
Sub: #42
Replied on 07-02-2007, 04:58 AM
Reply With Quote

Wow, what a powerful post!! As i sit here reading this tears stream down my face.... It's SO easy to get caught up in the small day to day trials and tribulations that we forget the "BIG" picure! The most important things in life, our families, our health and our faith!! Everything else means nada, it can all be replaced if need be!
What a great eye opener for a Monday morning! thanks to all of u on this site. It has truly been a blessing to me.
As i always say.... "until u walk a mile in someone elses' shoes... u don't know"
Again, thnx for sharing!
Ang



Posts: 9,291
Credits: 129,222


Send message to cannr
Sub: #43 Power
Replied on 07-02-2007, 08:19 AM
Reply With Quote

POWER to every one on this site. We are all together in this and everything else. We are all in similar situations. With everyone's knowledge and support, we can get through this. Just read what these people post. Read their advice. Realize their knowledge. And, also, know that this may be a huge issue in your life and it is aggrevating and consuming, but then smack yourself and remember your family, your kids, your friends, the sunshine, your pets, etc...... That's what makes every day worth while. These pdl's can try to make our lives hell, but we have each other to lean on. And remind each other to take a breather and check out that beautiful sunset or look into your loving dogs eyes or hug your kids when they run to you.



Posts: 2,315
Credits: 40,766


Send message to Morningstarr430
Sub: #44
Replied on 07-02-2007, 01:46 PM
Reply With Quote

very good advice Cannr...we need to remind ourselves of that every day...




Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 03:05 PM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.120 seconds.