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California State Attorney General Complaint.

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PostPosted: Mon May 21, 2007 6:34 pm Subject: California State Attorney General Complaint.

Sent one off today about CACH LLC and its other company Collect America LTD both reporting on my creit report for the same account, asked attorney general for the following:

Complete removal of both companies off my credit
Letter confirming this
& $1,000.00 for them reporting the false information.


lets see what i get!

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PostPosted: Mon May 21, 2007 7:10 pm Subject: AG

Good luck to you. Keep us posted. Kyside38
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PostPosted: Mon May 21, 2007 7:14 pm Subject:

Good luck!! we're rooting for you! Very Happy
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PostPosted: Mon May 21, 2007 7:19 pm Subject:

thanks !!!
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PostPosted: Tue May 22, 2007 1:14 am Subject:

While I wish you luck, I was under the impression that the AG does not pursue companies for fines/penalties payable to the consumer--you'd have to obtain your own attorney for that. I just filed a complaint against a telemarketer for deceptive business practices, and I swear I read something to that effect in the online form.
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PostPosted: Tue May 22, 2007 6:19 am Subject:

Morningstar that's what the Cal AG told me that the fines that they go after are not for consumers you need to file a lawsuit and hire a atty..
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PostPosted: Tue May 22, 2007 6:55 am Subject:

An attorney general cannot go after your personal interests in a case.The best he can do is mediate a settlement offer between the two parties.I would suggest you stick to your guns about having items removed from credit report. If you desire money damages,you will have to bring your case to an attorney so they can file the case in Federal court.
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Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Tue May 22, 2007 7:46 am Subject:

Since you're in California, I would also suggest filing with the Dept of Corporations, as they actually regulate financial companies like this one. Keep us posted.
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PostPosted: Tue May 22, 2007 7:52 am Subject: AG

Well in the state of WV the Attorney General does not represent individivual consumers. But in case of Illegal companies and they do reach a settlement with the state money is disbursed to the consumers. You can go to http://www.wvrecord.com or the AG website for WV to check this one out. I know that other state AG follow suit. In Colorado for instance Quik Payday paid back over 2 million to consumers. The AG office was the one that got this settlement folks. Send those complaints in to everyone that you can think of. The more complaints the better. The Attorney Generals know the state laws that is what they are there for. KYSIDE38
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PostPosted: Tue May 22, 2007 8:01 am Subject:

anyone have any links to a attorney in California that will take this case?
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PostPosted: Tue May 22, 2007 8:05 am Subject:

Check here for a referral: www.naca.net
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Tue May 22, 2007 8:06 am Subject: loan

Also please keep in mind that the Attorney Generals office is called Consumer Protection that handles these issues. They can mediate these issues for you. Also there is a law group that deals with consumer issues. I think Moon has a link on the bottom of her page for it. KYSIDE38
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PostPosted: Tue May 22, 2007 8:07 am Subject:

You are right kyside. They do that here as well, especially when the company is operating illegally. We also have a consumer protection division with the AG.
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PostPosted: Tue May 22, 2007 8:09 am Subject: ag

Actually its called naca.net and when you do a search for your state low and behold I just bet somebody from the AG office will appear on your list. KYSIDE38
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PostPosted: Tue May 22, 2007 8:46 am Subject:

I sent a few attorneys emails about my problem
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PostPosted: Tue May 22, 2007 9:27 am Subject:

I am working with Attorney Dennis Williams thru Langhorne Law, who has been very proactive for me. We currently have cases with the California AG and State Dept of Corporations. You could also contact him.
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