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Posted: Tue May 20, 2008 4:19 pm Subject: Can anybody find Sifxpert?

I have been trying to reach James Lombardo of Sifxpert for two days because we wanted to sign on with him. We can't get him to e-mail back. Does he work with other people? I have heard good things about him but can't imagine how he operates a business when he won't return e-mails from prospective clients. It has been very frustrating.

Posted: Tue May 20, 2008 4:24 pm Subject:

Why are you wanting to do business with someone who won't return your calls ? There are other good company's out there you can shop with . Century Negotiations , Superior debt relief , New Beginnings debt settlement to name a few. Shop around with lots of companys and be sure to look them up on the BBB.

marydairy · Posted: Tue May 20, 2008 5:17 pm Subject: James Lombardo

I had the same problem. It has been almost a month since I first e-mailed him, he responded once and never again since. I think I am going to go with Superior Debt, they seem like a pretty good straightforward company to do business with.

madawg · Posted: Thu May 22, 2008 12:41 pm Subject:

I've had email correspondence with him several times over the last 2 weeks. Sending off the agreement papers today.

MD

Posted: Thu May 22, 2008 5:14 pm Subject: debt con

Why would he e-mail SOME people, several times, and not return OTHER people's e-mail at all? Or.return calls? Sounds crazy to me.

Posted: Fri May 23, 2008 5:40 am Subject:

He has his own forum you might want to check there.

Posted: Fri May 23, 2008 5:52 am Subject:

Why does this guy carry a "F" rating from the BBB in spite of zero complaints? I am curious why anyone would do business with a person who is unreachable.

madawg · Posted: Fri May 23, 2008 8:24 am Subject:

I'll tell you whats crazy, there are people on this board who constantly rag on this guy without offering up any solid evidence or proof that he is bad at what he does. Accusations that there are people planting messages for him etc. In my opinion, if this board is worth its space on the web, why doesn't a MODERATOR get to the bottom of this and check IP addresses to see if the postings are coming from the same place (I'm in Chicago by the way) This can be easily done and would help people looking to do business with this guy. Also, maybe try and call the guy up? Find out if sifxpert is the real deal. Offer some help to your community instead of being typical internet message board whiners and sitting around and complaining all day long. When someone posts a success story, they get bashed.... whatever. I made my choice and guess I'll be gambling with a $500 retainer fee. I have a couple AMEX accounts that need to be fixed. If this is successful, I WILL post a message here for everyone who deserves an unbiased honest opinion. If the guy screws me over, I'll post that as well.

Am I skeptical right now? Sure. How could you not be with all the negative propoganda here. But, I'd be skeptical with any settlement company right now. debt settlement is the dark underbelly of the credit world. It's just shame that there is no un-biased place to go for honest information.

Go ahead, flame away. Just keep in mind you'd be better served researching your own debt solutions than ripping apart this post. Personally I hate internet message boards and gave them up a long time ago. Just figured I'd chime in here to offer another opinion on this to those that are having trouble sifting through the lack of info on settlement companies.

MD

Posted: Fri May 23, 2008 8:39 am Subject: reply

gee madawg,did we offend?i too am in illinois and find your post the biggest oxy-moron i have seen yet today.i gave up chat boards but will go on rant against you guys and your negativity.so you get negative,cajun,mobile,and the others go by the BB.he has an F rating.tells me all i need to know.

leery · Posted: Fri May 23, 2008 8:39 am Subject: can anyone find sifxpert

He e-mailed me quite a bit over the weekend but will not answer me this week. I have called and faxed him. Yes, I am leery and this is not a good way to do business.

leery · Posted: Fri May 23, 2008 8:46 am Subject: can anyone find sifxpert

I have been told that all ds companies in CA have an F rating with the BBB because of the unethical doings of a San Diego based company. They are punishing all the companies for the actions of one of them...so I am told

Posted: Fri May 23, 2008 9:02 am Subject:

Maddawd,you are real funny with your remarks.Search my posts if you have the stomach for it. I am not for any of these companies & my posts are using public knowledge as sources.

madawg · Posted: Fri May 23, 2008 9:23 am Subject:

Listen, I'm not here to start an internet war. All I'm saying is that its a given that there seems to be a clear bias against sifxpert. Yet there are no clear cut cases against him where he has done a disservice to his clients. Sure there was one if you dig deep enough in the history here where he allegedly "stole" someone's retainer fee. The complaint sounded fishy to me. regardless.

Anyway, I too have researched the debt settlement co's in cali. Yes his business does carry an F rating with the cali BBB. But I would caution to read the generic BBB definition of F Ratings as follows. This is the BBB definition of an F Rating. Not a dialogue on sifxpert or anyone else's business dealings:

"F We strongly question the company’s reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the law’s licensing or registration requirements, their complaints contain especially serious allegations, or the company’s industry is known for its fraudulent business practices."

Now, if a company has no complaints listed on the BBB site, would it not be logical to assume that the F rating is NOT from complaints? Well then, read further in to the BBB rating definition. One could assume that his rating has taken a hit for not being in business very long. Fair enough. One can also assume that he has been given such a low rating "because the company's industry is know for it's fraudulent business practices" So in this case, and F rating does not necessarily tell you all you need to know. A complaint free settlement company in cali could carry an F rating while a settlement co in Florida could carry a B rating with a whole list of complaints waged against it. So is the B rated company better? Maybe, Maybe not... Think, don't just accept someone else's words as truth.

As far as the other stuff. No you did not offend. I could care less what faceless internet people think about me.

Honestly, I DO hate message boards. But just because I decided to post an opinion does not define an oxymoron. Maybe a bit hypocritical, but not an oxymoron. Anyway, I have gathered information from this site. It's not all bad and I apologize if it was implied. My specific point is that there is alot of bashing of a guys business that has no registered complaints with the BBB and does indeed seem to get results. Again, I'll do the right thing and post results, good or bad with this. I'm no different than anyone else here. I'm in debt up to my eyeballs and have collectors breathing down my neck too. But it is not in the best interest of anyone who this board is trying to help by dicrediting someone's business without solid facts.

MD

leery · Posted: Fri May 23, 2008 9:41 am Subject: can anyone find sifxpert

You still haven't come up with a reasonable explanation of why he won't return phone calls, reply to e-mails or faxes. He did manage to send me the agreement but now I can't contact him regarding some questions I had. Too strange for me...

Posted: Fri May 23, 2008 10:37 am Subject:

leery,that is why I am concerned. I know this guy from another credit board before he went on his own.His methods do seem to work,but I am worried about the lack of communication with his customers.

madawg · Posted: Fri May 23, 2008 10:43 am Subject:

OK. For the millionth time, if you do some research on sifxpert, he is notoriously difficult to get ahold of. I'm not offering excuses. I have no answers. I don't work for the guy. All I'm saying is that he has acknowledged that he may not get back to people in record time, but trust the fact that he is working on your case as needed. If you are not comfortable with that, don't retain the man's services. All I care about are results. I don't need someone to spoon feed me and rub my belly and tell me everything is going to be ok. He says he'll be able to settle my accounts. If he does he will get my praises, if does not, then he will not. Simple as that. Go with who you feel you should. I do like the fact that there is only a $500 retainer fee upfront and his fees are paid after the settlement.

MD

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