first plus platinum

are they legitimate?

Here is the report.


BBB Reliability Report for
Global Gold Credit
BBB Rating Satisfactory
Details...


BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited. If a business is a BBB Accredited Business, it is stated in this report.

Find out more about this business:Business Contact Information
Complaint History
Alternate Business Names
Customer Experience
Licensing
Business Contact InformationBack To Top Company Name: Global Gold Credit
Company Address: 4894 W. Lone Mountain Rd. #128
Las Vegas, NV 89130
Phone Number: (800) 595-5110
Type of Entity: Sole Proprietorship
BBB Accreditation Status: This company is not a BBB Accredited Business
Type of Business: Credit Card & Other Credit Plans
Web Site Address: www.globalgold.awarecart.com
Complaint HistoryBack To Top When considering complaint information, please take into account the company’s size and volume of transactions, and understand that the nature of complaints and a firm’s responses to them are often more important than the number of complaints.

The Bureau processed a total of 6 complaints about this company in the last 36 months, our standard reporting period. Of the total (6) in 36 months, (6) was/were closed in the last year.

Complaints Concerned:

2 - Billing or Collection Issues
1 - Unauthorized credit card charges
1 - Unauthorized bank debits
4 - Refund or Exchange Issues
4 - General Refund or Exchange Complaint Issues


The 6 complaints closed in the last 12 months was/were closed as:

6 - Resolved
1 - Company resolved the complaint issues. The consumer acknowledged acceptance to the BBB.
5 - Company resolved the complaint issues. The consumer failed to acknowledged acceptance to the BBB.

Alternate Business NamesBack To Top First National Gold
First Plus Platinum

BBB Customer ExperienceBack To Top The Bureau has processed two or more customer complaints on this company within the last three years or since its inception of business, whichever is less. The company has responded to all complaints.
LicensingBack To Top As of 5/21/2008, the Bureau has been UNABLE to confirm this company has a valid local business license for the locale in which they operate. IF A CONSUMER DOES BUSINESS WITH AN UNLICENSED FIRM, THEY DO SO AT THEIR OWN RISK.
Industry TipsBack To Top BBBTips on Credit Cards
Evaluating Unsolicited Credit Card Offers

As a matter of policy, BBB does not endorse any product, service or business.

BBB Reliability Reports are provided solely to assist you in exercising your own best judgment. Information in this BBB Reliability Report is believed reliable, but not guaranteed as to accuracy.

BBB Reliability Reports generally cover a three-year reporting period. BBB Reliability Reports are subject to change at any time.

If you choose to do business with this business, please let the business know that you contacted the BBB for a BBB Reliability Report.

ID: 76261
Report as of: 6/27/2008
Copyright © 2007 Better Business Bureau®, Inc. serving Southern Nevada

After doing some research because I felt like I was ripped off by these guys, I found this site (as well as many others) and I realized I wasn't the only ones tricked. I will start by saying that I did purchase this, but they hid many of the costs and used very diseptive advertising to fool me into paying for many other things that I agreed to.

First off, if you look at the second page of the sites they opt you into 2 other monthly fees that are never mentioned in the Terms. They put this information way under the submit button so most people will never scroll down to ever see it. This is borderline illegal and I'm sure at some point the FTC will be knocking on their door. You think you are paying $2.78 and then you find out they are charging you over $70 a month for 3 different things. When you call to cancel they might cancel and refund 2 of the 3, maybe all 3 if you are lucky. I did not receive a full refund. This is how they make their money. They will also try to talk you into staying with their program because it will help your credit. This is a SCAM and a total LIE. They DO NOT report to the top 3 credit reporting agencies so it WILL NOT help your credit. If they told you on the phone that it will, then they are lying to you. If they told you this you should complain to the FTC. If they do not give you a full refund you should complain to the FTC or the BBB.

I've done alot of research on these guys because I spent hours on the phone, had to deal with my credit card company when I went over the limit and was charged extra fees, and they still didn't refund my money after it is obvious their site is a total lie. They offer you "Credit" but charge you twice as much for the product, you pay up-front the full price, and then finance the rest. Why would people do this? Well, they don't realize when they sign up for the site. Even if you cancel they still get your money for the ID Watchdog and the Vcomm voicemail they charge you for. No matter what they make money while tricking you into believing that you are getting credit. Then they will tell you it will help your credit, but it WILL NOT help your credit score.

To show you how tricky they are, they recently changed the name of their company. On May 30, 2008 they bought the vantexgroup.com (Vantex Group) and that is their current marketing site. This is how they pay their "affiliates" which are really spammers and website owners that direct traffic to their misleading products. Well, before May 30th, they were know as Vertek Group (vertekgroup.com goes to vantexgroup.com). They changed names to try to hide from all the people they ripped off. They also changed their domains. They used to all use the domain awarecart.com, but now they all have new domains. And why would you need so many different sites if you are trying to build a good brand of credit. It is to hide who they are so the complaints don't pile up. Eventually the FTC, BBB, or FBI will figure out the tactics these scam artists are using. Here are their current sites: First Plus Platinum Credit - firstplusplatinumoffer. com; Centennial One Platinum Credit - centennialoneplatinumoffer. com; AWBC Platinum Credit - awbcplatinumoffer. com; Global Gold Credit - globalgoldcreditoffer. com; First National Gold Credit - firstnationalgoldoffer. com; First Universal Platinum Credit - firstuniversalplatinumoffer. com.

They really messed with the wrong person. When I feel like I have been taken advantage of, I make sure let everyone know. Not to mention I am very internet savy so it really didn't take me too long to figure all of this out. I have also made my complaints to the BBB and FTC. I encourage everyone else to also do so. I've seen this info on other posts ftc. gov/ftc/complaint.shtm or call 1-877-382-4357

Thank you.. This posting stopped me from using them.

Ditto... I almost signed up for this then saw they asked for SS#. AND saw the other charges!!!!

Don't why some had "missed" the noted charges, even they're reps told me about this although quite fast over the phone but that's call reps, they are supposed to do their job at that phase to get to more customers but that doesn't mean they are scam. I have already made so many purchases with those extra charges but that is basic pay to the privileges that everybody gets, nothing is free. They're offer is an opportunity, take it or leave it, you choice, am happy with mine.

Thank you everybody. this is what the internet SHOULD do for us. I was tempted by this offer of $7,500 with no strings and was able to decide not to fall for the scam before giving my name and address and so on.

Thank you all, and so sorry to hear of those of you who paid the price for this information.

Don't be fooled by Alice Martin. I have never heard anybody say they were happy with this company. This is obviously an employee of the company. Nice Try. I see your fake posts all over the web.

where can you see what you can use this "credit" card for? Is there a website that is actually accessible to view before enrolling? Any help?

where can you see what you can use this "credit" card for? Is there a website that is actually accessible to view before enrolling? Any help?

Does anyone know where one could access a look at the "merchandise" THAT THIS card could buy? It would nbe nice to see what could be bought before paying for a free credit line....any help?

rick crosby -- rca credit scam
brady wellington suntasia
mark bullock -axis platinum bullconcepts
danie j. sullivan axis platinum
DEEPAK AGARWAL-RUDE.COM OWNS CONTACTCENTER
THESE ARE THE SCAMMERS RUNNING A PROGRAM OUT OF CONTACTENTER IN PHILIPPINES RUN FAR AWAY FROM THIS SCAM OR GO TO RIPOFF REPORT .COM TO RESEARCH FOR YOURSELF

This information is GREATLY appriciated!! I actually looked into RCA Credit. they DID call me back, but....I just never 'signed up' with them. Wow!! Thanks alot!

I fell for this scam when I was in my late 20's and a single mom... I'm now in my late 30's and a single mom again... almost fell for it (Christmas) the second time. I'm an educated person and should know better!!!! Thanks for the posts to reassure me NOT to do it.

I'll tell ya...I got an 'offer' from Horizon Gold Card...about the same thing, I suppose. I couldn't find hardly ANY information about them. Through their 'website OR on the BBB. Someone had told me they are a scam, too. I found this website (can't remember the name of it..) and Horizon had several complaints. Gosh....I don't know how people can do this.

I just read these comments and complaints. Thanks for the warning. I knew it was a scam when I got it by email. I didn't request the email. I will not respond and and will spread the word about this scam.