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Send message to Chrys Henderson
Sub: #1 FTC Unveils new site!
Replied on 04-02-2009, 04:57 AM
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Hello,
In these trying times, the FTC is on the warpath to defend us, the consumers. They have unveiled a new site specifically for consumers with Debt problems. "Money Matters" has a section for Scams, how to deal with your mounting debt problems, and stronger warnings about debt repair and debt reduction (settlement) companies. They have already successfully prosecuted over a dozen of these DS firms, and on the page Dealing With Debt Relief Services they update us on how the FTC continues to fight for us. Plus a host of other wonderful and empowering information!
Also, they continue to appear before Congress to upgrade the laws, including regulation of the Debt Repair industry (of which there is now very little). FTC Tells Congress Changes in Law and More Resources Would Enhance the Agency’s Consumer Protection Efforts in Financial Services Markets is their latest report before the U.S. House Subcommittee on Financial Services and General Government of the Committee on Appropriations.
Remember, if you feel you have been ripped off, FILE THOSE COMPLAINTS WITH THE FTC!!
Thank you for reading,
chrys
P.S. I'm using these dots to trick this not-quite-yet-functional edit box into making a space between paragraphs. Spellcheck doesn't work in it, unless you click on "Toggle WYSIWYG". BUT if you are typing a post and then you switch over, edit and correct the spelling, and then click "Preview" (I always preview before I post) it will totally ignore any changes you did after you switched. So far I rate this new box a thumbs down, but I am sure it will be up to par very soon.

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Send message to forsety
Sub: #2
Replied on 04-02-2009, 06:52 PM
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Thanks Chrys That is great!

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Send message to sdchargers_63
Sub: #3 debt
Replied on 04-03-2009, 04:31 AM
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Yep!......great news to us all!! I've read alittle of it so far (already I'm impressed!!). Looking forward to really 'getting into it.' Thanks for the information.



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Send message to Chrys Henderson
Sub: #4
Replied on 04-03-2009, 05:15 AM
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Cool! I'm glad you like it.

They also have short and informative videos on a variety of subjects:
http://www.ftc.gov/bcp/edu/microsite...rs/video.shtml




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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