Posts: 1
Credits: 152


Send message to tina35611
Sub: Question about garnishing wages
Replied on 07-30-2007, 02:59 PM

Can credit card companies garnish wages in Georgia?

Posts: 158
Credits: 2,537


Send message to trophy
Sub:
Replied on 07-30-2007, 03:02 PM

The garnishment laws in Georgia are mentioned in the link below.

http://www.fair-debt-collection.com/...t-laws.html#11

Check the last payment date on your account. Every state has its own statutes within which the company can take legal actions against the consumer. Once the debt is past the SOL, they lose all their chances to win the legal case against you.

Anonymous
Anonymous
Posts: n/a
Credits: 0
[Check]

Sub: Garnishment of SS Benefits and/or State pensions
Replied on 12-28-2008, 03:45 PM

In the State of Georgia can a creditor of an unsecured debt garnish Social Security benefits and/or a State pension as relief for the debt?




Posts: 12,152
Credits: 109,242


Send message to SOAPLADY
Sub:
Replied on 12-28-2008, 04:10 PM

Only federal debts like student loans and IRS can garnish SSI.

Anonymous
Anonymous
Posts: n/a
Credits: 0
[Check]

Sub: credit card debt
Replied on 07-11-2009, 06:37 AM

If i reside in Pa. can a judgment in ohio garnish my wages in pa.




Posts: 13,055
Credits: 91,647


Send message to paulmergel
Sub: reply
Replied on 07-11-2009, 09:36 AM

PA is a no-garnishment state.so no they can't.

Anonymous
Anonymous
Posts: n/a
Credits: 0
[Check]

Sub: Garnishment
Replied on 07-11-2009, 06:21 PM

A collection has filed to put a judgement on my husbands wages 3 months ago and so far they have not taken anything from his pay. I called and asked if we could pay it off (we were already making payments) and they said one they sent it in there is nothing they can do...any idea why they haven't taken it out of his paycheck..thanks




Posts: 12,152
Credits: 109,242


Send message to SOAPLADY
Sub:
Replied on 07-11-2009, 06:25 PM

You can pay off a debt in full any time, even if a garnishment order is in effect. Call the court to find out the balance.

jhb
Anonymous
Posts: n/a
Credits: 48,813


Sub:
Replied on 10-22-2009, 10:04 AM

in georgia can credit card companies garnish wages

Unregistered
Anonymous
Posts: n/a
Credits: 48,813


Sub: Yes
Replied on 07-12-2010, 07:19 AM

Quote:
Originally Posted by Anonymous View Post
in georgia can credit card companies garnish wages
It's sad to say, but yes a credit card company will get their money. Here is what happens. The crdedit card company sells the account to a law firm in the state that you are in which in my case I'm in GA. The law firms goes through the procedures to start the garnishment and once they start, I can tell you that they don't want to budge when you ask for a settlement. Im having to experience things the hard way.




Posts: 13,055
Credits: 91,647


Send message to paulmergel
Sub:
Replied on 07-12-2010, 07:30 AM

Quote:
Originally Posted by Anonymous View Post
It's sad to say, but yes a credit card company will get their money. Here is what happens. The crdedit card company sells the account to a law firm in the state that you are in which in my case I'm in GA. The law firms goes through the procedures to start the garnishment and once they start, I can tell you that they don't want to budge when you ask for a settlement. Im having to experience things the hard way.
i noticed you never mentioned court or going to court meaning the law firm doesn't need a court order to garnish.so unless i miss my guess you are implying that a garnishment is just a formality.that is true if said law firm either serves improperly or not at all.also,alot of states have "head of household" exemptions,and while you are in GA a few states are non-garnishment.like TX,and PA.last but not least.unemployment,and SSI or disability are exempt income from garnishment.bottom line your ramble had more holes than a spaghetti strainer,and needed to be answered.

__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.

Unregistered
Anonymous
Posts: n/a
Credits: 48,813


Sub:
Replied on 03-02-2011, 06:22 PM

how many wage garnishments you can have at one time?
.




Posts: 12,152
Credits: 109,242


Send message to SOAPLADY
Sub:
Replied on 03-02-2011, 07:31 PM

deppends on your state laws.

caloy
Anonymous
Posts: n/a
Credits: 48,813


Sub:
Replied on 05-07-2011, 07:46 AM

does New York have garnishing law

heynow
Anonymous
Posts: n/a
Credits: 48,813


Sub:
Replied on 05-07-2011, 04:12 PM

Paul, are you saying that a law firm DOESN'T need a court order to garnish???




Posts: 13,055
Credits: 91,647


Send message to paulmergel
Sub:
Replied on 05-09-2011, 05:34 AM

no i'm saying they do.it's the person i addressed that never stated court.just when they begin garnishment.garnishment doesn't happen until a judgement is rendered.not before then,that is when the court hears the case.even then garnishment is not a certainty.so to imply as the person above me stated that.it sounded like either the garnishment was in place,or the plaintiff doesn't need a court order/judgement to garnish,but a law firm definitely needs a court order to garnish anything.

__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.


 


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 01:54 AM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.059 seconds.