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 Posted: Sat Nov 18, 2006 5:53 pm Subject: GFSIL is a really corrupt place |
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OK, the people at GFSIL, and I use that term loosley are absolutely nuts. My friend has gotten rid of 4 pdl's but this one is something else. She got a $200.00 loan from them about 14 months ago and paid it off after 6 rollover charges of 75.00 each. This year she made the same mistake most of us here have made and got involved with the 4 she has gotten rid of with the help I found on this forum, and GFSIL. She got the loan from them 10/4/06 and because she closed her ck account and opened a new one, they were unable to get even one rollover payment. She has contacted them and told them she wants validation of both loans and is willing to pay, if she owes anything, after validating her rollovers on the first loan. She had one call that I posted about 2 weeks ago. She has e-mailed faxed and sent certified mail telling them she has revoked the debiting of accounta and wage assignment, and told them to contact her by email only.
Today she got 6 calls from them, telling her:
1. Someone was coming to get her furniture.
2. They have her SS # and will use that to debit her
new account.
3. They are not doing anything illegal. That she is
going to prison for a 225.00 loan and will not
see her family for a long time.
4. When she asked them about their license they said
she would not ask her bank for their license. She
told him her bank would have no problem showing
their license because they have one.
Those are some of the highlights. I guess this idiot would not let her complete many sentences so she just hung up, but he kept calling back so she faxed about 15 copies of the original paperwork she had sent and so far no more calls today.
She is filing complainta with CA AG's office next week, but was in tears whrn she called.
The only thing I not sure of is that statement re her ss# and that they could access her new acct. I know I read a post about this but don't remember where.
GFSIL is a really corrupt place, but then they all are.
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SAM62
Joined: 03 Oct 2006
Posts: 50
Location: Southern California Debtcc Points: 699
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| Posted: Sat Nov 18, 2006 5:57 pm Subject: |
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I believe CA has issued that company a cease and desist order not to loan CA consumers pdls. His a$$ needs to be in prison, he can't make that threat the employees need to go to prison for violating a government order. I'm going to repost the link to the CA cease and desist order. Ba$&@ds! I hope she doesn't cave to these bottom feeders.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Sat Nov 18, 2006 5:59 pm Subject: |
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Here it is:
http://www.corp.ca.gov/pressrel/06/corp/nr0609.pdf
It was a total of 40 companies at the time of the press release and I'm sure as the complaints come in the C&D list has risen. It doesn't name all forty companies just a few.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Sat Nov 18, 2006 6:01 pm Subject: |
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Also, she needs to block this company from her account and she should list all of their dbas this will prevent them from doing this. Not all banks will allow debits by using the customers ss#, but some may let them do this. It would be worth the fee to keep them from her money.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Sat Nov 18, 2006 6:05 pm Subject: |
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She wont, because I won't let her, but she was really scared about the threat re her s/s#. I don't think it has any merit, but everything the a$$ said to her really made her angry and we are going to talk to a friend about filing a small claims action against them.
Steelers, can you send me the info about any Ca ruling about these idiots? Thanks in advance.
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SAM62
Joined: 03 Oct 2006
Posts: 50
Location: Southern California Debtcc Points: 699
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| Posted: Sat Nov 18, 2006 6:11 pm Subject: |
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Thanks Steelers. How do I find out their dbas. I will have her call the bank Monday morning
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SAM62
Joined: 03 Oct 2006
Posts: 50
Location: Southern California Debtcc Points: 699
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| Posted: Sat Nov 18, 2006 6:14 pm Subject: |
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Give me a minute, they are listed somewhere on this site. Did you check out the link I posted about CA C&D order against these internet pdls?
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Sat Nov 18, 2006 6:54 pm Subject: |
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Sam62,
Also see Sam Glover's post (a consumer attorney) on what to do when you are contacted by a debt collector? You can and should sue them.
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dbaker6
Moderator
Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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| Posted: Sat Nov 18, 2006 7:45 pm Subject: |
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Sam - you tell your friend to keep her chin up and not to let these jerks get her down. They will say anything to scare her into paying. Get her to talk to her bank ASAP and explain the whole thing to them. Most banks will be more than willing to help her get through this and stop this illegal activity.
Also, as mentioned by others here, make sure she files with her AG on these nasty people. They have no right to treat her the way they are, and the only way to stop them is to file a complaint.
Once she talks to her bank and gets things rolling there, why don't you take her out for a nice lunch or a movie or something? I'm sure she could use the stress relief! 
_________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator
Joined: 12 Oct 2006
Posts: 4386
Debtcc Points: 61045
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| Posted: Sat Nov 18, 2006 7:54 pm Subject: |
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These loosers called me and had me going, the guy said i'm calling your employer and telling them what you're doing so i said you can't do that i'm out on medical leave anywyaz and you know this...so he went on to his next threat oh i know you have another bank account, i know it so i laughed at him and he said if i can prove you have another account you'll pay me 1000 i laughed so hard at him he had to put someonelse on the line.
So "the supervisor" gets on the line and goes first of all calm down ma'm so at this point i'm so done with them i was like well i'm calm but your employee there is threating and he gave me 3 different amounts i only had i 200 loan i paid 120 in fees and was willing to pay you so you can leave me alone!
So i said i need a written statement from you and yoour western union info so i can send your payment...so he goes okay but if is western union is 400 and ach 260...so i start laughing again
Then i said you want your money right, things have to be done my way you have to send me n email with all the info i'm requesting and it needs to say my account will pay in full so he goes okay okay i will send you the info agreeing to pay 260 i said okay because i just want to get rid of them.
Well that was about 3 days ago and i have not received their email, so i emiled their customer service requesting this info like 10 times.
You have to harrass them the way the do to you and i learn that.
So far route 66 and ambassador are blcking my emails so i went to another email account and send them an email :"you can block my emails but i will still send them from another address, i need a response immediately" and i send this today about 25 times to both and i'm planning on doing this tomorrow aswell so when they go into to work on monday (and we all hate mondays) they will hate me!!! Like i hate them right now.
Good luck to everyone dealing with these b*&*^s and fight, fight if scream, you scream, if they threat you do it too eventually they will get the point.
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drowingindebt
Joined: 10 Nov 2006
Posts: 208
Debtcc Points: 1994
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| Posted: Sat Nov 18, 2006 7:58 pm Subject: |
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You are doing the right thing drowning. You have to harass them the way they have harassed you! 
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Sat Nov 18, 2006 8:04 pm Subject: |
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wow! way to go drowing! you rock!
sure would hate to meet you in a dark alley! you're pretty tough! LOL
_________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator
Joined: 12 Oct 2006
Posts: 4386
Debtcc Points: 61045
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| Posted: Sat Nov 18, 2006 8:19 pm Subject: |
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Lol well after all the reading i'm doing...I gain more energy everytime i read someone else is getting harrassed by these people...Thanks to this site. I was so depressed 2 weks ago and then i found this site and i'm a beast roaring with anger for this people
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drowingindebt
Joined: 10 Nov 2006
Posts: 208
Debtcc Points: 1994
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| Posted: Sat Nov 18, 2006 8:26 pm Subject: |
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The only thing i'm having a problem with is the bank they will not close my account because is negative 600 nd i dont have the money to pay them, but this people are warned not to touch my account. So i will keep you guys posted.
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drowingindebt
Joined: 10 Nov 2006
Posts: 208
Debtcc Points: 1994
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| Posted: Sat Nov 18, 2006 9:16 pm Subject: |
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Hi Everyone
Had to go out for awhile. Just got back and checked this post. Thank you all for your posts. I told my frien Linda about this sight and that I had posted about the idiots at GFSIL. She's coming over tomorrow to read everything and I think I'll just leave her alone with the computer to travel through the posts. I know I was empowered the first time I started reading and getting responses. She hasn't received any more calls todaybut continued to fax copies several times of letters previously sent. I told her about going to the bank and she is going tomorrow because her bank is open onThe weekend. We'll get this one taken care of just like I did mine.
Again, THANK YOU ALL! 
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SAM62
Joined: 03 Oct 2006
Posts: 50
Location: Southern California Debtcc Points: 699
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