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Posted: Sun Dec 24, 2006 10:51 am Subject: Can someone help

I got a loan with GFSIL and got everything prossessed and they told me that I could not get the loan
because of job verification and a few weeks went by and I noticed that there was more money in my account then there was supposed to be. I asked my bank where it came from and to look up the id transaction # but they could find nothing. I called GFSIL and asked them what the hell is going on. They told me that my fax came through, and im like what F##$%^&%& fax. They already charged my account 80$ and i want to pay it in full but they are conning me somehow, please someone help

Posted: Sun Dec 24, 2006 10:57 am Subject:

This company will refinance the charge until it reaches $35 and then withdraw $235 all at once for full payment. But in the mean time if you don't call them to payback the principal, each pay period they will withdraw $80, $75, $70..........until the roll over charge goes down to $35. You can put a block on this company from debiting your account and file a complaint with your attorney general's office.

Posted: Sun Dec 24, 2006 10:58 am Subject:

Interesting that they received a fax, this company claims to be "paperless" and unable to provide a customer with a written contract.

Posted: Sun Dec 24, 2006 11:05 am Subject:

I didn't even know these places verified employment. Especially since they did it without your signature, a red flag should have gone up in your HR Dept.

Since when does a job verification constitute your acceptance of the loan agreement? You have their statement saying they weren't giving you a loan, that should render the application/electronic agreement void.

Then again, we are dealing with a payday store who is not in this country. File a complaint with the AG, and good luck.

Posted: Sun Dec 24, 2006 11:08 am Subject:

Debtcruncher is right, my employer will not verify anything without a document with my signature. I took out a few internet pdls awhile back and the way they verified my employment was calling my extension. The biggest financial mistake I have made to date, thankfully it's over and I will never travel that road again.

Posted: Mon Dec 25, 2006 10:35 am Subject:

GFSIL already has your bank info. You will take care of many problems from happening if the account is closed now. If that is not the option, ask your bank to block the transaction code of GFSIL. But I am not sure if they have other DBA names of making the debits.

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