Let's get real here
Anonymous
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Sub: #17
Replied on 12-15-2009, 11:39 AM
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Look, let's be real here. According to the Internet, EVERYONE is a SCAM or rip-off. Every single business out there is made to rip you off and advises you to not pay someone else to do something you can do yourself. In fact, I have read on the Internet where it says that Jesus is a scam. I mean, come on, let's get real. There are good cops and bad cops. Good doctors and bad doctors. Good politicians and.... well, I don't know about that one.

My point is this, the best part of the Internet is that people can vent and express themselves. The bad part is people can vent and express themselves and express themselves and EVERYONE is a "victim". We give too much power to people behind a keyboard who make comments that are not always truthful.

People will tell you not to pay a mechanic to fix your brakes because you can do it yourself. But can you? And, if you do, can you trust that you did it right? Or do you have the time to do it?

Enough of the "do it yourself" talk, we ALL can pull our own teeth when we have a cavity and we all can get up on the roof and replace the roof if we need a new one but not everyone can do it right or has the time.

Stop pretending to be a "victim" and either pay someone to do it or do it yourself. But don't pound on the people who you pay to do a service because things are not perfect. No system and no person is perfect. Debt settlement companies are a good thing if you are aligned with the right company. Not everyone is a scam. Cowboy up and stop being such a big baby and stop crying "victim" because YOU got yourself into crazy debt and now do not know what to do. YOU got yourself into YOUR mess.

That is my 2 cents, for all it is worth.

Mom of 4 in PA
Anonymous
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Sub: #18
Replied on 10-25-2010, 05:56 PM
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We are currently working with GHS and have been since 11/07...they have setteled out 5 of our 8 outstanding debts one for 40% of 20K while the begining process is frustrating...collections calling all hours and sending letters it will pay off in the end if you stick with it....You must send GHS ALL the correspondence you are getting for collection agencies so they know who to contact to neg settlements, and you have to realize until you can accumulate funds in your bank to make the settlements GHS can not make an offer on your behalf. You will still have the creditors who will no settle your debt and may take you to court (which we are facing 2moro) so we will see how that works out but for us it has been a blessing we went from paying 1500.00 a month to the creditors and now pay 485.00 to GHS good luck and hope it work out for you




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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