Has anyone ever heard of GHS Debt Solutions? I started with them in September and I am still getting threatening calls daily. I have stopped paying them and I just do not know what to do.

Threatening calls from GHS or your creditors? Stopped paying GHS, your creditors, or both?

I just enrolled in GhS program last month and was advised not to talk to creditors.Now I'm worried about the consequence.I don't have other information about this company except from their website and their representative.Does anybody have personal experience that they can share about their debt settlement program.

This people seem so dihonest I have been with them since March . No help still getting calls on our bills. We all need to get an Attorney. I am seeing my next week

I AM SO FED UP. I THINK GHS ARE CROOKS. THEY HAVE NOT CONTECTED ANY OF MY DEBTORS TO LET THEM KNOW ANYTHING SO WE KEEP GETTING THE PHONE CALLS. I THINK I HAVE HAD A NERVOUS BREAK DOWN. OUR CREDIT WAS PERFECT , JUST TO MANY BILLS AFTER I GOT SICK. I HAVE AN APP. WITH MY ATTORNEY SO I KNOW HE CAN HELP. I WANT ALL MY MONEY BACK TO. THIS IS A RIP OFF

They were ok with us, but my credit was already messed up. The calls do not stop because you enroll in a debt settlement program. They will keep on calling until that account is paid off. All debt settlement programs hurt your credit! I'd rather have messed up credit than pay thousand of dollars more though.

They were ok with us, but my credit was already messed up. The calls do not stop because you enroll in a debt settlement program. They will keep on calling until that account is paid off. All debt settlement programs hurt your credit! I'd rather have messed up credit than pay thousand of dollars more though.

Do Not trust GHS or any other debt program! They are ripoffs! I was with GHS for 8 months and still got sued for the debt I "thought" they were "taking care of" but weren't! Call your creditors and try to work out something directly with them!

All debt settlement companies are ripoff's. They charge you thousands of dollars to do something that you can do without paying their fees. Plus if you settle before your accounts charge off (before they get past 6 months past due), it really really saves damage to your credit and prevents legal action.

I am sorry to hear about your bad experinces with debt settlement companies. Debt settlement can be a good solution for people who can not pay their unsecured debt as agreed, but do want to settle their debts as best they can. Unfortunately, the debt settlement industry is not yet regulated and there are many unscrupulous debt settlement companies, but there are also many reputable debt settlement companies who provide an excellent service.

How do you know what to look for in a debt settlement company to ensure that you will be recieving the help you need?

1. You should look for a debt settlement company that has attorneys licensed in your home state who will supervise your case. Attorneys negotiate on your behalf to achieve aggressive settlements on your unsecured debt and are experts in the complex Federal and State Consumer Statues. They will uphold your rights under Fair Credit Billing, the Fair Credit Debt Collection Practices Act, the Fair Credit Reporting Act and the rules of professional conduct. In addition, legal techniques are used to achieve the best possible settlement.

2. Is the debt settlement company a member of USOBA? The Unites States Organization Of Bankruptcy Attorneys (USOBA) is the most respected trade assoctiation for the debt settlement industry.

3. Do they conduct an in depth analysis of your financial situation? The only way to determine if debt settlement is right for you is by doing a thorough analysis of your financial situation. The debt settlement company would then be able to advise you if the debt settlement program is a good option for you or not. Many debt settlement companies enroll everyone who consults with them, even if it is not a good choice for that person. So, if they are not conducting an in depth analyis of your situation then they are not looking out for your best interest.

By asking these questions you can be confident that you are doing what you need to do to protect yourself.

yup, me wrkin wit tat company too
so where r u hooked up wit them?

I JUST YESTERDAY HAD RESPONDED TO THIS GHS COMPANY, NOW THAT I HAVE CLICKED YES TO THE COMPANY, BUT HAVENT YET SENT MY CK OR MY BILLS TO THEM, AND ALSO HAVE READ THAT ITS A WASTE OF MY TIME AND MONEY I HOPE I HAVE A WAY OUT CAUSE I GAVE THEM MY CHECKING ACC. NUMBER SO I HOPE IM NOT F.....!!! how do people sleep at night knowing its a scam, they sure were convincing on the phone unbelieveable im such an idiot

No your an idiot for getting on an unregulated blog and believing everything that people who work for credit card companies and consolidation companies write. Its like you want to find out information about Microsoft, and you go to an Apple website. What do you think they are going to say?

says the shill for GHS.

__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.

I am in no way affiliated with GHS. But, my point is still valid. This website is a consolidate companies forum. They are direct competitors to debt settlement. Again, if you want to find out information about the Democratic Party, and you search Republican websites, what kind of information do you think you will find?

yes me too I just started this moth but I just when to a website call My3cents .com and I found a lot of complaint to them so I will call them now to cancel my account...