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 Posted: Fri Nov 03, 2006 11:56 am Subject: One down...and one to go |
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I have one loan that is still outstanding (with Tremont Financial) and it will be paid off next Friday.
I got my refund from Geneva Roth, and they haven't sent me anything else (I more than paid them the principal)
I got a corrected letter from Cash Advance USA, but requested a debt validation letter and said in my email, and said I will discuss next steps following receipt of that letter and an accounting of how much has been paid to date (I think the loan was only 200$ and I know I made multiple payments on this).
Thank you for the great advice that people have provided. If it wasn't for this site, I'm not sure where I would be. Its nice to know I'm not the only one out there that has screwed up financially, and am digging myself out. I know that once this mess is over, I will never get another PDL again.
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stac88
Joined: 02 Oct 2006
Posts: 58
Debtcc Points: 2394
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| Posted: Fri Nov 03, 2006 11:58 am Subject: |
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This place is great isn't it, I landed here because of the PDl industry and have found a new cause and niche. I am glad this site helped you, keep us updated
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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| Posted: Fri Nov 03, 2006 12:14 pm Subject: |
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You need to get something more important from Geneva Roth besides the refund. Tell them that you want something in writing showing that the account is closed. Otherwise, they might sell the balance to some other company who might attempt collections again.
Cash Advance USA won't validate the debt if you ask them to do so. They are not a collection agency who has to follow the fdcpa. You can ask for an itemized statement so that you go through it and make the arrangements of paying it.
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onelamb
Joined: 25 Jul 2006
Posts: 436
Debtcc Points: 2736
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| Posted: Fri Nov 03, 2006 12:16 pm Subject: |
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Hmm...I will contact Geneva Roth to get something.
I'm waiting to see what Cash Advance USA sends me, and will go from there..thanks for the updates!
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stac88
Joined: 02 Oct 2006
Posts: 58
Debtcc Points: 2394
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| Posted: Sat Nov 04, 2006 6:10 pm Subject: |
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I don't think you will have any problems with Geneva Roth sending you something stating that the matter is settled. Keep us updated on your progress and welcome to the forums 
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CowampChicken
Joined: 20 Dec 2005
Posts: 3675
Debtcc Points: 36194
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