I did a little bit of research once upon a time on this subject, and it looked pretty much like a scam to me. As I recall, you pay someplace money to get a list of grants that you can apply for, then you have to fill out a bunch of paperwork to apply for them, and MAYBE you will qualify. And also, as I recall, people were saying that there really aren't grants for paying off debt, you have to qualify for a grant under some other criteria.