Mad, you need to check your credit report. Check as to who now holds the account. If it is still with corporater receivables, request HSBC to pull back the account from them. If HSBC agrees to pull back the account, get the agreement in writing. Then only make payments to HSBC. Else, after you make payments to HSBC, they may refuse to acknowledge your payments. However, before making the payments check your credit report for the account updation. Only after the account get transferred to the original creditor, can you make the payments.
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what does HSBC RS stand for on a credit report
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HSBC RS stands for Hong Kong and Shanghai Banking Corporation Retail Store. If you had any retail store card with HSBC, this can show up on your credit report. However, if you do not have any such card or account, you can send in a <a href="/letters/sample6.html">debt validation letter</a> to them.