Internet's first get-out-of-debt community - 134,000 members

they just said they were sending police to my home to have me arrested can they do that? consumer credit counseling is working with me to pay them
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Posted: Fri Nov 24, 2006 9:30 am Subject:

What company are your referring too? Is it a payday loan company?

Posted: Fri Nov 24, 2006 9:32 am Subject:

Are these internet pdls? This sounds like a typical, ILLEGAL threat they use on everybody. What state are you in?

Posted: Fri Nov 24, 2006 9:41 am Subject:

im in nebraska and its united cash loans

Posted: Fri Nov 24, 2006 9:41 am Subject:

You will NOT be arrested for defaulting on a payday loan. This is a typical threat they use.

Posted: Fri Nov 24, 2006 9:43 am Subject:

omg im shaking and have not told husband i did this and i sent payment to consumer credit counseling they were to disburse the payments to my creditors on the 22nd but they are closed today for the holiday and im scared to death police are showing up and putting me in jail

Posted: Fri Nov 24, 2006 9:45 am Subject:

Relax...It's going to be ok, trust me. There are worse things in life than owing money. The first thing you need to do is tell your husband..You will stress yourself out if you don't trust me on this. It'll be ok..How much was the loan, and how much have you paid?

Posted: Fri Nov 24, 2006 9:47 am Subject:

$250 and im not sure a lot lol bank recommended to close account and open new one and then to contact them so i did and gave them consumer credit counseling's phone and address all they said was get ready for police u r going to jail and hung up now they wont answer phone i can breathe now ty so much wish i never wouldve done this

Posted: Fri Nov 24, 2006 9:55 am Subject:

You WILL be able to work this out. These pay day loan companies say whatever they can to try to get you to pay. Try not to let them scare you. As stated by others here, they WILL NOT arrest you for a pay day loan. Many people here have been through the same thing you are currently going through with these people. See the thread, "Best PDL threats." Then you will get an idea of all the things they will falsely threaten you with. Good luck to you.

Posted: Fri Nov 24, 2006 9:55 am Subject:

We have all learned our lesson the same way you have. Listen to Finsfan, she is right, you can relax, you are NOT going to jail, they didn't call anybody to come get you, they are just trying to scare you out of your money. You will be ok. Very Happy

Posted: Fri Nov 24, 2006 9:57 am Subject:

im so greatful i found you all in this website. ty so much i can breathe lol

Posted: Fri Nov 24, 2006 9:58 am Subject:

Here is the link to your state's pdl laws:
http://www.paydayloaninfo.org/state_detail.cfm?id=NE

You should file a complaint with your AGs office and with the banking dept. listed in the link.

Posted: Fri Nov 24, 2006 10:05 am Subject:

tyvm i registered the complaint now i can enjoy my day knowing im not going to jail

Justin J · Posted: Fri Nov 24, 2006 10:43 am Subject: responce to post

there is no debtors JAIL!! they can't send you to jail for owing a bill, unless it's a gov loan or child support. They can however pursue a judgment and send authorities to serve summons or an appearance ticket.

Posted: Fri Nov 24, 2006 11:07 am Subject:

They can pursue a judgement, yes, but only if they are licensed in your state will they be able to get one. No judge in the US will grant a judgement to a company that is operating illegally.

Posted: Fri Nov 24, 2006 4:26 pm Subject:

I can't believe United Cash Loans would do such a thing to you such as threatening to send the police to your home and have you arrested for a debt that you owe. Do you know that this company is in trouble right now for their scare tactics?

Absolutely amazing. I have a loan with them as well but when I went through debt consolidation, I haven't heard anything from them. So apparently, they are being paid.

But I am glad that you said that because Monday, I am calling each of my PDL's and requesting statements from them.

That is beyond ridiculous to use illegal tactics such as these to harass individuals. I would have told them to call the cops and see if they respond. They cannot do anything to you until you have gone to court and then the least that they can do (since you haven't actually wrote a check to them) is take you to court and request a garnishment of your wages. But to use such tactics? These payday loans are beyond ridiculous. Gosh, I despise them with a passion and wish that they would just go away from the innocent individuals.

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Help!!!! im scared of United Cash loans

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